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Analisis Kinerja Keuangan dengan Teknik Du Pont System di Kantor Pusat Bank Bjb Syariah Nur'aeni Nur'aeni; Eni Nuraeni; Widianingsih Dian Yulianti
Jurnal Dimamu Vol. 2 No. 2 (2023)
Publisher : Ma'soem University

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Abstract

The purpose of this study was to determine the financial performance of BJB Syariah Bank for the period 2017-2021 with the Du Pont System Technique. The object of research in this report is the Financial Statements of Bank BJB Syariah for the period 2017-2021. The type of research is descriptive quantitative with secondary data types and uses data collection techniques in the form of documentation and literature study. The results showed that the financial performance of BJB Syariah Bank for the period 2017-2021 with the Du Pont System technique at the ROI ratio, namely in 2017, 2018 and 2019 was 0.50% then decreased in 2020 by 0.45%. This is due to the decline in the NPM value in 2020, which is 68.40%, but the TATO value in 2020 has increased to 0.70 times. In 2021 ROI will get the same value as the previous year, which is 0.45%. This shows that the company is not good at generating profits but can maximize the turnover of its assets.
Penguatan Kapasitas UMKM Desa melalui Pengelolaan Keuangan dan Sertifikasi Halal Nur'aeni Nur'aeni; Mimin Mintarsih; Farhan Fakhruddinsyah
Jurnal AbdiMU (Pengabdian kepada Masyarakat) Vol. 6 No. 1 (2026): Mei
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/abdimu.v6i1.1916

Abstract

Sugihmukti Village, Pasirjambu District, has a growing MSME potential, especially in the food and beverage sector as well as processed businesses based on local agricultural products, which are a characteristic of the rural economy in the area. However, the existing potential has not been fully supported by adequate business management capabilities, so most MSMEs are still operating conventionally and have not focused on long-term business sustainability. In addition, many MSME actors still have limited knowledge regarding the urgency of halal certification, the stages of the application process, and the economic benefits that can be obtained from owning a halal certificate. This activity is part of community service-based research with an ABCD (Asset-Based Community Development) approach. The results of this activity show that it has been carried out successfully as part of efforts to empower village MSMEs through improved financial literacy and strengthening understanding of the importance of halal certification for businesses. The implementation of an educational approach accompanied by participatory assistance allows this activity to address the real needs of MSME actors in managing business finances in a more organized, planned, and systematic manner.