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Does COVID-19 Pandemic Affect Bank Credit Risk? A Panel Data Analysis Ririn Riani
Ekonomi Islam Indonesia Vol. 3 No. 1 (2021): Ekonomi Islam Indonesia
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (534.783 KB) | DOI: 10.58968/eii.v3i1.42

Abstract

This study aims to examine the impact of the COVID-19 pandemic on banking credit risk in Indonesia, namely conventional banks and Islamic banks which are proxied through NPL and NPF variables. This study used a sample of 12 conventional commercial banks and 12 Islamic commercial banks in Indonesia. The data used is quarterly data, namely from the 1st quarter of 2017 to the 4th quarter of 2020. Furthermore, in this paper, dummy variables are used to describe the period before and after the COVID-19 pandemic that caused various declines in the economy. The method in this study uses a panel data analysis approach. The results show that COVID-19 significantly affects credit risk in the overall model and conventional bank models. Meanwhile, no correlation was found between the COVID-19 pandemic and the Islamic bank model. Furthermore, the variables found to have a significant relationship with credit risk are bank capital, total loans, and bank profitability.
Dual Monetary System: A Systematic Review Using Bibliometric Analysis Ririn Riani
Journal of Islamic Economics Literatures Vol. 2 No. 2 (2021): Journal of Islamic Economic Literature
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (383.708 KB) | DOI: 10.58968/jiel.v2i2.48

Abstract

Islamic economy grows in Muslim-majority countries within the monetary system, although the monetary system dominates with central banks and paper money. As a result, the Islamic monetary system developed its regulations and transmission mechanisms. The central bank must implement policies of both conventional and Islamic banking systems. From an Islamic point of view, the monetary policy effectively extends overall macroeconomic conditions in countries with multiple financial systems. Bibliometric studies in research related to the development of Dual Monetary System trends published by leading journals from 1974 to 2021, indexed by Scopus. Analysis of keyword trends, authors, and institutions. The data analyzed were 77 research publications using descriptive statistical methods and bibliometric analysis. The results show that the number of articles discussing the theme of the Dual Monetary System has an increasing trend from year to year, in line with the development of the Islamic economy. The most popular keywords used are monetary policy, dual banking system, and credit channels. The most prolific writer is Majid M.S.A. Meanwhile, the country with the most famous authors in the United States. This research provides information for researchers who focus on research in the field of the Monetary System. In the end, this theme is likely to continue to be developed.
A Literature Review on Islamic Donation Ririn Riani
International Journal of Waqf Vol. 1 No. 1 (2021): International Journal of Waqf
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (642.595 KB) | DOI: 10.58968/ijf.v1i1.77

Abstract

Islamic Social Finance is a fast-growing sector. However, because it is still in its infancy, there has been little research done to identify its potential. Infaq is used as an alternative tool to help the Muslim world overcome development problems. Infaq, such as Zakat and Waqf, is one of the most widely used Islamic social finance instruments in the literature. This study found that Islamic donations through infaq play an important role in the experience of suffering of the ummah and society after the Covid-19 pandemic. The data analyzed were more than 49 Scopus indexed research publications. The export data is then processed and analyzed using the R Biblioshiny application program to determine the development map of the infaq theme research. The results showed that the number of publications on the development of the research role had increased. The study also provides several important findings related to the topic of infaq as well as directions for future research development.