Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Dinamika Akuntansi Keuangan dan Perbankan Jurnal Ekonomi
Jadongan Sijabat Jadongan Sijabat
Unknown Affiliation
Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
PENGARUH MANFAAT PERSEPSIAN DAN KREDIBILITAS PERSEPSIAN TERHADAP PENGGUNAAN E-BANKING PADA PERUSAHAAN-PERUSAHAAN INDONESIA Melissa Tri Angela Simarmata; Jadongan Sijabat
Dinamika Akuntansi Keuangan dan Perbankan Vol 3 No 1 (2014): VOL. 3 NO. 1 EDISI MEI 2014
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Stikubank

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study is to provide empirical evidence about the influence of perceived benefits (perceived benefits) and perceived credibility (perceived credibility) to the use of e-banking. This study is based on Social Contract Theory and the Theory of Diffusion of Innovations. Samples are intended private companies located in Yogyakarta and gained as much as 71 companies. Statistical analysis is done is test the initial validity and reliability tests early, test construct validity and reliability tests construct instruments, test Classical Assumptions: Normality test, test Multicollinearity, Heteroskidastity test, and autocorrelation test. Multiple Regression Analysis to test the empirical model and hypotheses. The results showed that the perceived benefits of (Perceived Benefits) has a positive effect on the use of e-banking. However, the influence of perceived credibility (Perceived Credibility) against the use of E-Banking (E-Banking Usage) is not proven. Keywords: social contract theory, theory of diffusion of innovations, benefits perceived, perceived credibility and use of e-banking.
Problems And Handling Of Electronic Payment Systems In The Digital Era In Medan Mei Hotma Mariati Munte; Jadongan Sijabat; Ardin Doloksaribu; Imelda, Imelda
Jurnal Ekonomi Vol. 13 No. 04 (2024): Edition October -December 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Electronic payment system failure refers to a situation where a payment process or financial transaction is not completed as expected. Transaction failure using an electronic payment system can be caused by various factors, which are generally categorized into technical, security, infrastructure, and operational aspects. Therefore, this study aims to investigate technical problems, lack of user understanding, user errors, third-party interference, and high transaction volume levels as causes of electronic transaction failures and delayed funds in electronic payment systems.the problems, and handling of electronic payment systems. For this purpose, an investigation was conducted into technical problems, lack of user understanding, user errors, third-party interference, and high volume levels. The respondents of this study were those who were qualified (Medan residents/have visited Medan), users of electronic payment systems and have experienced problems processing transactions with electronic payment systems. The questionnaire compiled using Google Form was sent to 120 users of electronic payment systems among students using WA and 93 of them returned it. The results of the study showed that barriers to use and risk barriers had a negative effect on interest in using. While value barriers, tradition barriers, privacy barriers, and facilitating conditions had a positive effect on interest in using electronic payment systems.
Co-Authors Ardin Doloksaribu Mei Hotma Mariati Munte Melissa Tri Angela Simarmata