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All Journal Jurnal Bakti Bagi Bangsa At-Tamwil: Journal of Islamic Economics and Finance
Ilda Alfiah
Universitas Islam 45 Bekasi
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Mechanical Engineering Physics Social Sciences Other

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SOSIALISASI STRATEGI PENGALIHAN RISIKO MELALUI PERENCANAAN DANA ASURANSI SYARIAH PADA PENGEMUDI OJEK ONLINE Ilda Alfiah; Rafika Rahmawati; Fajri Ryan Isnandar
An-Nizam Vol 1 No 1 (2022): An Nizam : Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/an-nizam.v1i1.3608

Abstract

Currently, there are still many people who cannot distinguish between Sharia Insurance and Conventional Insurance and some even do not know it at all even though insurance is very important for self-protection, especially in the current Pandemic Era. Therefore, this activity is carried out with the aim that the public can better know, understand, trust and apply sharia insurance as a good medium of self-protection. Then this paper was made with another purpose, namely as a report for the 2022 Real Work Lecture (KKN) organized by LPPM Islamic University "45" Bekasi. This paper uses qualitative research with the method of collecting library data and surveys through interviews. This Community Service Program was carried out well and was attended by 38 participants consisting of residents of the East Cikarang village, namely 11 online motorcycle taxi drivers and 27 Generation Z aged 19-24 years. The speaker at this webinar was filled by one of the Islamic banking lecturers at the Islamic University "45" Bekasi who is very experienced in the field of Sharia Insurance.
Faktor Yang Mempengaruhi Mahasiswa Universitas Islam 45 Dalam Bertransaksi Menggunakan Rekening Bank Syariah Ilda Alfiah; Rafika Rahmawati
At-Tamwil: Journal of Islamic Economics and Finance Vol 2 No 1 (2023): At-Tamwil: Journal of Islamic Economics and Finance
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/attamwil.v2i1.7062

Abstract

This study aims to determine the factors that influence consumer behavior, namely the influence of motivation and lifestyle on students' interest in transacting using Islamic bank accounts. The research method used in this study is quantitative with primary data sources through several data collections, namely pre-survey, questionnaire, and data archive. The population used in this study were students of the Islamic University 45 Bekasi class of 2018. The data analysis technique used through validity and reliability tests, classic assumption tests such as normality tests, multicollinearity tests and heteroscedasticity tests, then multiple linear regression analysis, coefficient of determination, as well as hypothesis testing through the F test and T test. This study shows that on the F test motivation and lifestyle simultaneously have a significant effect on students' interest in transacting using Islamic bank accounts. The results of the analysis on the T test, the motivation variable partially has a significant effect on students' interest in transacting using an Islamic bank account, but the lifestyle variable does not have a partial significant effect on students' interest in transacting using an Islamic bank account. Motivation is the variable that has the most influence or is more dominant in influencing students' interest in transacting using Islamic bank accounts.
Co-Authors Fajri Ryan Isnandar Rafika Rahmawati Rafika Rahmawati