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All Journal Inobis: Jurnal Inovasi Bisnis dan Manajemen Indonesia Jurnal Fokus Manajemen Bisnis Indonesian Community Journal Journal of Management Studies and Development Journal of Education for Sustainability and Diversity
Christian, Adhitya Rechandy
Universitas Ahmad Dahlan
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Public Health Social Sciences Other

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Journal : Journal of Management Studies and Development

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Financial Literacy, Financial Planning, Financial Management: An Analysis of Intergenerational Behavior in Gen-X, Gen-Y and Gen-Z Christian, Adhitya Rechandy; Sukardi; Bidayati, Utik
Journal of Management Studies and Development Vol. 4 No. 02 (2025): Journal of Management Studies and Development
Publisher : The Indonesian Institute of Science and Technology Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56741/jmsd.v4i02.969

Abstract

This study investigates intergenerational differences in financial literacy, financial planning, and financial management among residents of Yogyakarta. The research sample comprised individuals from Gen-X, Gen-Y, and Gen-Z, with 60 respondents representing each generational cohort. A simple random sampling technique was employed, and the Kruskal-Wallis test was utilized to analyze the data. The findings reveal no statistically significant differences in financial literacy and financial planning across the three generations. However, significant generational differences were identified in financial management practices. Notably, Gen-Z demonstrated superior financial management behavior compared to both Gen-X and Gen-Y.
Co-Authors Amrina, Lia Amalia Dini Yuniarti Rai Rake Setyawan Rejeki, Marsudi Endang Sri Sembiring, Rinawati Utaminingsih Linarti, Utaminingsih Utik Bidayati, Utik