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All Journal Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Jurnal Ekonomi, Bisnis dan Manajemen
Imam Buchari
Universitas Negeri Sunan Ampel Surabaya
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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PROBLEMATIKA PENYALURAN ZAKAT MELALUI UNIT PENGUMPUL ZAKAT (UPZ) MASJID DI MADURA Imam Buchari
Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Vol 3, No 1 (2022): Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (443.568 KB) | DOI: 10.28944/masyrif.v3i1.664

Abstract

The Pensyar Section of the Ministry of Religion of East Java, the zakat section, responded to this so that each mosque formed a UPZ Mosque, especially in the Madura work area. The Pensyar and Baznas Section of Sumenep Regency and the Pensyar Section of Pamekasan Regency also gave instructions to mosques. However, these instructions have not received significant results. Many mosques continue to carry out zakat management activities but there is no coordination either with the Regency Ministry of Religion or with the Regency Baznas. This research uses descriptive qualitative analytical research method at the exploratory stage. Data obtained through observation, interviews, and documentation. To determine the validity of the data, the researchers used a triangulation approach. The results of this study are: The background of the issuance of the Perbaznas is due to the existence of laws or regulations relating to UPZ but not yet detailed. For example, Government Regulation (PP) number 14 of 2014 which requires the establishment of a UPZ but has not been clearly regulated. 2) Problems in the formation of UPZ Mosques in Madura can be categorized, namely, cultural problems, administrative complexity problems, problems with the perception of the lack of public trust in the government or the agency that manages ZIS funds, and the lack of socialization budgets to educate the public, and the problem of low community understanding. 3) The problem of culture can be solved by focusing the UPZ of the mosque to manage zakat maal only. Distribution of zakat fitrah is left as usual. Solving the problem of administrative complexity by collaborating with religious instructors to assist the takmir of the mosque so that they can be independent. The resolution of the perception problem is to increase transparency and accountability. Solving the problem of the lack of socialization budget and low public understanding with government initiatives to take breakthroughs in optimizing the budget for socialization and education.
PROBLEMATIKA PENYALURAN ZAKAT MELALUI UNIT PENGUMPUL ZAKAT (UPZ) MASJID DI MADURA Imam Buchari
Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Vol 3, No 1 (2022): Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/masyrif.v3i1.664

Abstract

The Pensyar Section of the Ministry of Religion of East Java, the zakat section, responded to this so that each mosque formed a UPZ Mosque, especially in the Madura work area. The Pensyar and Baznas Section of Sumenep Regency and the Pensyar Section of Pamekasan Regency also gave instructions to mosques. However, these instructions have not received significant results. Many mosques continue to carry out zakat management activities but there is no coordination either with the Regency Ministry of Religion or with the Regency Baznas. This research uses descriptive qualitative analytical research method at the exploratory stage. Data obtained through observation, interviews, and documentation. To determine the validity of the data, the researchers used a triangulation approach. The results of this study are: The background of the issuance of the Perbaznas is due to the existence of laws or regulations relating to UPZ but not yet detailed. For example, Government Regulation (PP) number 14 of 2014 which requires the establishment of a UPZ but has not been clearly regulated. 2) Problems in the formation of UPZ Mosques in Madura can be categorized, namely, cultural problems, administrative complexity problems, problems with the perception of the lack of public trust in the government or the agency that manages ZIS funds, and the lack of socialization budgets to educate the public, and the problem of low community understanding. 3) The problem of culture can be solved by focusing the UPZ of the mosque to manage zakat maal only. Distribution of zakat fitrah is left as usual. Solving the problem of administrative complexity by collaborating with religious instructors to assist the takmir of the mosque so that they can be independent. The resolution of the perception problem is to increase transparency and accountability. Solving the problem of the lack of socialization budget and low public understanding with government initiatives to take breakthroughs in optimizing the budget for socialization and education.
Konstuksi Filosofis Akad Mudharabah Dan Relevansinya Dengan Praktik Perbankan Syariah Imam Buchari
Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Vol 4, No 1 (2023): Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/masyrif.v4i1.1148

Abstract

The mudharabah contract has been known since the Arab era of ignorance, until it was used as an alternative to overcome economic problems at the beginning of the hijrah. Therefore, this contract must be understood comprehensively, not only from a definitive perspective, but also from a historical and philosophical perspective. Because this is the basis for the mudharabah contract being legalized in Islamic muamalah practice. At a practical level in the distribution of funds in sharia banking, mudharabah contracts are always less popular than murabahah contracts and other contracts, even though in terms of the radius of economic benefit mudharabah contracts are higher. Therefore, the philosophical construction of a muamalah contract must be explained so that its relevance can be found with the practice carried out. This research uses qualitative methods with the type of library research (literature review). Data sources were obtained from various literary sources, in the form of books, textbooks and other supporting literature using descriptive analysis methods to explain the problem being studied and its relationship with the phenomenon being analyzed. Sharia banking must comply with the profit and loss philosophy inherent in it. This becomes a juridical dilemma for Islamic banking because in practice it is less relevant to its philosophical construction. Transforming the muamalah contract from classical jurisprudence concepts to banking practice cannot be separated from two fundamental problems. First, problems of a philosophical-conceptual-paradigmatic nature. Second, implementation-operational-empirical problems. Prioritizing philosophical-paradigmatic aspects without any implementation efforts will make Islamic banking a mere utopia. On the other hand, prioritizing the empirical-implementation aspect without first building a philosophical-paradigmatic foundation will actually make Islamic banks lose direction as an economic business building that stands on the rubble of uncertainty. So these two aspects need to be harmonized on an ongoing basis to achieve the fundamental goals of muamalah in Islam.
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