Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Jurnal Scientia
Mustafa Mustafa
Universitas Pamulang. Fakultas Ekonomi Akuntansi
Education Mathematics

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
POLICY FOR DEVELOPMENT OF SHARIA BANKING OPERATING SYSTEM Mustafa Mustafa
Jurnal Scientia Vol. 11 No. 01 (2022): Education, Sosial science and Planning technique, August
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (289.942 KB) | DOI: 10.35337/scientia.Vol11.pp410-418

Abstract

Banking and financial institutions are highly regulated industries, moreover Islamic banking is not only bound by positive legal signs, the operational system of Islamic banks is also closely tied to God's law, whose violation results in harm in the world and the hereafter. Because of the unique regulations that enclose all Islamic banking transactions, this study will try to discuss the implementation of contracts that can be carried out in Islamic banks. In order to avoid the payment and receipt of usury and/or interest, in carrying out funding and financing activities, sharia banking uses a profit sharing investment mechanism to fulfill capital needs (equity financing) and investment based on costs. (fee based investments) through a buying and selling mechanism (al bai') to fulfill financing needs (debt financing)
Co-Authors