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All Journal Didaktik : Jurnal Ilmiah PGSD STKIP Subang Jurnal Ekonomi
Ade Ruslan Hidayat
Ekonomi Syariah, Institut Madani Nusantara, Indonesia
Economics, Econometrics & Finance Education

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Analysis of Factors Affecting Interest in Saving in Sharia Banking in Students of The Madani Nusantara Institute Ade Ruslan Hidayat; Irsan Apriandinata; Dedi Fatius; Anggie Agustianeu Carolin
Jurnal Ekonomi Vol. 11 No. 02 (2022): Jurnal Ekonomi, Periode September 2022
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (309.188 KB)

Abstract

The purpose of this study was to analyze the factors that influence the interest in saving in Islamic Banking in the students of the Madani Nusantara Institute. The method used is descriptive analysis method using a quantitative approach. The population of this research is 5th grade elementary school students in Cibadak Village. While the sample of this study was 60 with as much as 10% of the total population. The instrument used is a questionnaire with 15 items each. The data were analyzed by path analysis with a significance level of = 0.06. The results of this study are that there arethe effect of religiosity on interest in saving of 67.4%, the effect of promotion on interest in saving of 51.6, and the effect of quality of service on interest in saving of 61.1 % while together 66.1% of the variables of interest in saving are influenced byReligiosity , promotion, service quality, while the remaining 33.9% is explained by other variables outside the union.
Strategy For Intensifying Cash Waqf In Islamic Banking To Support Green Finance Programs In Indonesia Aris Fauzin; Riadus Sholihin; Ade Ruslan Hidayat; , Khilda Lathifatul Hidayah
Jurnal Ekonomi Vol. 11 No. 02 (2022): Jurnal Ekonomi, Periode September 2022
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (324.66 KB)

Abstract

Cash waqf has enormous potential in Indonesia. This can be seen from the data on the collection of cash waqf during the 2011-2018 period which reached Rp. 255 billion. In the last three years, namely 2018-2021, the figure rose to Rp. 855 billion, or an increase of 236 percent. This study intends to seek alternatives and innovations in finance, particularly Islamic finance to support the development of green finance in Indonesia. This paper will focus on the strategy of intensifying cash waqf in Islamic banking to support green finance programs in Indonesia. The research method used in this research is descriptive analysis method. The types of data used are library data and field data. The data sources are primary data and secondary data. Data collection techniques were carried out through interviews, literature studies, and documentation. Data analysis techniques used are editing, presentation, and interpretation of data. In this study, three options are offered that the government can do through cash waqf instruments in Islamic Banking to encourage green finance programs. First, making Islamic banks as nadzir waqf, not just as distribution partners. Second, encouraging Islamic banks to collaborate with nadzir waqf institutions to create waqf-based product development innovations. Third, make regulations regarding waqf obligations in Islamic banks
INTEGRASI FINTECH SYARIAH BERBASIS ESG TERHADAP KEBERLANJUTAN UMKM HALAL DI INDONESIA: PERSPEKTIF MAQASHID SYARIAH Ade Ruslan Hidayat; Linda Hindriana; Risna Nurul Insani; Regina Maurizka Rifada; Wida Hartika
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 12 No. 01 (2026): Volume 12 No. 01, Maret 2026 Release
Publisher : STKIP Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36989/didaktik.v12i01.11491

Abstract

This study investigates the integration of Sharia-based financial technology (Fintech) with ESG (Environmental, Social, and Governance) principles to support the sustainability of halal MSMEs (Micro, Small, and Medium Enterprises) in Indonesia from the perspective of Maqashid Sharia. The research addresses the challenges faced by halal MSMEs in accessing financial resources, adopting sustainable practices, and complying with ethical and Sharia standards. The study aims to analyze how ESG-based Fintech solutions can enhance business continuity, financial inclusion, and ethical compliance of halal MSMEs. A qualitative approach was employed, combining literature review, case studies of selected halal MSMEs, and in-depth interviews with stakeholders, including business owners, Fintech providers, and regulatory authorities. The results indicate that integrating Sharia Fintech with ESG principles contributes positively to the long-term sustainability of halal MSMEs by providing easier access to compliant financing, promoting responsible business practices, and aligning operational goals with Maqashid Sharia values. Furthermore, stakeholders perceive that ESG-oriented Fintech platforms enhance trust, improve risk management, and strengthen social and Environmental responsibility within halal business ecosystems. The study concludes that the integration of Sharia Fintech and ESG frameworks is an effective strategy for fostering resilient and sustainable halal MSMEs in Indonesia, offering implications for policymakers, practitioners, and investors seeking to support ethical and sustainable entrepreneurship.
Co-Authors , Khilda Lathifatul Hidayah Anggie Agustianeu Carolin Aris Fauzin Dedi Fatius Irsan Apriandinata Linda Hindriana Regina Maurizka Rifada Riadus Sholihin Risna Nurul Insani Wida Hartika