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All Journal AL-FALAH : Journal of Islamic Economics Proceeding of The International Conference on Economics and Business
Oktafian Histori S.
Institut Agama Islam Negeri Curup
Religion Economics, Econometrics & Finance

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FINANCIAL LITERACY, SOCIAL INFLUENCE AND THE USE OF DIGITAL PAYMENTS: A LITERATURE REVIEW Oktafian Histori S.
Proceeding of The International Conference on Economics and Business Vol. 1 No. 2 (2022): Proceeding of The International Conference on Economics and Business
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1040.589 KB) | DOI: 10.55606/iceb.v1i2.124

Abstract

This study investigated the role of financial literacy and social influence in the actual usage of digital payment as a fintech service systems in an effort to gather information and the degree of risk that users will experience, taking into account the advantages received. This study utilized a descriptive qualitative strategy coupled with a literature review method for data collection, namely the acquisition of data from publications and journals pertaining to the usage of digital payment systems. The data analysis technique employs the approach of deriving conclusions by objectively, systematically, and generally recognizing the many specific qualities of a message. The findings indicated that financial literacy and social influence have a substantial impact on the utilization of digital payment systems. The usage of digital payment services as a type of risky financial behavior raises knowledge and comprehension of financial goods, which will affect judgments on whether or not to utilize these products. This study is limited to a literature review and paves the way for future empirical studies to analyze the elements and dimensions of financial literacy and social influence in the usage of digital payment services in more depth.
Building Trust in the Use of Sharia Fintech Services: A Literature Review Oktafian Histori S.
AL-FALAH : Journal of Islamic Economics Vol 7, No 2 (2022)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v7i2.5278

Abstract

Purpose: This study analyzes how to build trust in the use of sharia fintech services in Indonesia by considering the benefits and risks faced by users.Design/Method/Approach: Descriptive qualitative research design with a literature review approach was used in this study. The data collection method was documentation technique while the data analysis technique used conclusion drawing technique to obtain information about a message objectively and systematically.Findings: The results of the study show that building trust in the use of sharia fintech services is something that must be done by sharia fintech startup companies since Indonesia is a country with a majority Muslim community. Trust is built by maximizing the benefits obtained and minimizing the risks that will be faced by users.Originality/Values:This research contributes to provide valuable information regarding how to build trust in the use of sharia fintech services in Indonesia in the context of developing the sharia industry and economy.
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