Article Per Year (5 Year)
p-Index From 2020 - 2025
0.408
P-Index
This Author published in this journals
All Journal BanKu: Jurnal Perbankan dan Keuangan
Dewi Permata Sari
Fakultas Ekonomi Universitas Siliwangi
Humanities Economics, Econometrics & Finance Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
PENGARUH CAPITAL ADEQUACY RATIO, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL DAN NET INTEREST MARGIN TERHADAP PROFITABILITAS (Pada PT. Bank Pembangunan Daerah Jawa Barat dan Banten Tbk) Dewi Permata Sari
BanKu: Jurnal Perbankan dan Keuangan Vol 1, No 2 (2020): Volume 1, Nomor 2, Agustus 2020
Publisher : Program Studi Perbankan dan Keuangan Fakultas Ekonomi Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (232.304 KB)

Abstract

ABSTRACT         This study aims to know and analyze the influence of capital adequacy ratio,operational costs of operating income and  net interest margin on profitability in PT. Bank Pembangunan Daerah Jawa Barat dan Banten, Tbk.  from 2009 to 2018 simultaneously and partially. Research methodology used was verifikatif method and descriptive method. Types of data was secondary data in the form of financial report. Instrument analysis using the regression equation was linear multiple, the coefficient correlation, the coefficient determination and the significance test. The result of the analysis partially Capital adequacy ratio and Net Interst Margin influential but not significant effect on profitability while operational costs of operating income had significan effect on profitability. While simultaneously capital adequacy ratio, operational costs of operating income and net interst margin had significan effect on profitability in PT. Bank Pembangunan Daerah Jawa Barat dan Banten.Then the hypothesis was proven and verified.Keywords: capital adequacy ratio; operational costs of operating income; net interst margin; profitability. ABSTRAK        Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh Capital Adequacy Ratio, Biaya Operasional Pendapatan Operasional, dan Net Interst Margin  terhadap Profitabilitas pada PT. Bank Pembangunan Daerah Jawa Barat Tbk. Periode 2009 sampai 2018 baik secara simultan maupun parsial. Metode penelitian yang digunakan adalah metode deskriptif dan verifikatif. Jenis data yang diperoleh melalui data sekunder berupa data laporan keuangan. Alat analisis menggunakan persamaan regresi linier berganda, koefisien korelasi, koefisien determinasi dan uji signifikansi. Hasil analisis menunjukkan secara parsial CAR dan NIM  berpengaruh positif tetapi tidak signifikan terhadap profitabilitas   sedangkan BOPO secara parsial berpengaruh negatif dan signifikan terhadap Profitabilitas . Sedangkan secara simultan CAR, BOPO dan NIM berpengaruh signifikan terhadap Profitabilitas pada PT. Bank Pembangunan Daerah Jawa Barat  dan Banten, Tbk. Dengan demikian hipotesis yang diajukan terbukti dan terverifikasi.Kata Kunci: capital adequacy ratio; biaya operasional pendapatan operasional; net interest margin; profitabilitas.
PENGARUH RETURN ON ASSET, RETURN ON EQUITY DAN EARNING PER SHARE TERHADAP HARGA SAHAM (Survey pada PT. Bank Mandiri (Persero) Tbk) Syifa Hepayati Nufus; Nana Sahroni; Dewi Permata Sari
BanKu: Jurnal Perbankan dan Keuangan Vol 1, No 2 (2020): Volume 1, Nomor 2, Agustus 2020
Publisher : Program Studi Perbankan dan Keuangan Fakultas Ekonomi Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (157.119 KB)

Abstract

ABSTRACTThe purpose of this research to analyze Return On Asset, Return On Equity And Earning Per Share To Stock Price  at PT. Bank Mandiri  Tbk. The Method of this reserach used descriptive quantitative method. To analyze the data, the researcher used Multiple Linear Regresion and Determination Coefficient. Based on the results of the study, the magnitude of the effect of Return On Asset (ROA), Return On Equity (ROE) and Earning Per Share (EPS) as a whole on stock prices is 73.1%, while the remaining 27% is the influence of other factors, hypothesis testing. Simultaneously Return On Asset, Return On Equity and Earning Per Share have a significant effect on stock prices. Meanwhile, partially, Return On Asset and Return On Equity have no significant effect on Stock Prices and Earning Per Share has a significant effect on Stock Prices.Keyword: return on asset; return on equity; earning per share; stock price. ABSTRAKTujuan penelitian  ini adalah untuk mengetahui dan  menganalisis pengaruh Return On Asset, Return On Equity dan Earning Per Share terhadap Harga Saham  pada PT. Bank Mandiri Tbk. Metode penelitian yang digunakan adalah metode Deskriptif dan Kuantitatif. Alat analisis yang digunakan adalah Regresi Linier Berganda dan Koefisien Determinasi. Berdasarkan hasil penelitian besarnya pengaruh Return On Asset (ROA), Return On Equity (ROE) dan Earning Per Share (EPS) secara keseluruhan terhadap harga saham sebesar  73,1%, sedangkan  sisanya sebesar 27% adalah pengaruh faktor-faktor lain, uji hipotesis secara simultan Return On Asset, Return On Equity dan Earning Per Share berpengaruh signifikan terhadap Harga Saham. Sedangkan secara parsial Return On Asset dan Return On Equity berpengaruh tidak signifikan terhadap Harga Saham dan Earning Per Share berpengaruh signifikan terhadap Harga Saham.Kata Kunci: return on asset; return on equity; earning per share; harga saham.
Co-Authors Nana Sahroni Syifa Hepayati Nufus