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STRATEGI PENGELOLAAN NON PERFORMING LOAN (NPL) BANK UMUM YANG GO PUBLIC Riyadi, Selamet; Iqbal, Muhammad; Lauren, Novia
Jurnal Dinamika Manajemen Vol 6, No 1 (2015): March 2015 (DOAJ Indexed)
Publisher : Department of Management, Faculty of Economics, Semarang State University, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v6i1.4299

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh capital adequacy ratio, total aset, loan to deposit ratio, kualitas aktiva produktif dan biaya operasional terhadap pendapatan operasional terhadap non performing loan pada Bank Umum di Bursa Efek Indonesia periode tahun 2007sampai dengan tahun 2014. Sampel yang digunakan dalam penelitian ini adalah 10 Bank Umum di BEI. Penelitian ini menggunakan metode regresi data panel dengan efek random. Hasil penelitian menyimpulkan bahwa capital adequacy ratio, loan to deposit ratio, kualitas aktiva produktif dan biaya operasional terhadap pendapatan operasional berpengaruh signifikan terhadap non performing loan, sedangkan variabel total aset tidak berpengaruh signifikan terhadap non performing loan. Model efek random layak digunakan untuk mengestimasi pengaruh capital adequacy ratio, total aset, loan to deposit ratio, kualitas aktiva produktif dan biaya operasional terhadap pendapatan operasional terhadap non performing loan.
Strategi Pengelolaan Non Performing Loan (NPL) Bank Umum yang Go Public Riyadi, Selamet; Iqbal, Muhammad; Lauren, Novia
JDM (Jurnal Dinamika Manajemen) Vol 6, No 1 (2015): March 2015 (DOAJ Indexed)
Publisher : Department of Management, Faculty of Economics, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v6i1.4299

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh capital adequacy ratio, total aset, loan to deposit ratio, kualitas aktiva produktif dan biaya operasional terhadap pendapatan operasional terhadap non performing loan pada Bank Umum di Bursa Efek Indonesia periode tahun 2007sampai dengan tahun 2014. Sampel yang digunakan dalam penelitian ini adalah 10 Bank Umum di BEI. Penelitian ini menggunakan metode regresi data panel dengan efek random. Hasil penelitian menyimpulkan bahwa capital adequacy ratio, loan to deposit ratio, kualitas aktiva produktif dan biaya operasional terhadap pendapatan operasional berpengaruh signifikan terhadap non performing loan, sedangkan variabel total aset tidak berpengaruh signifikan terhadap non performing loan. Model efek random layak digunakan untuk mengestimasi pengaruh capital adequacy ratio, total aset, loan to deposit ratio, kualitas aktiva produktif dan biaya operasional terhadap pendapatan operasional terhadap non performing loan.
Pengembangan LKPD Project Based Learning Pembelajaran IPAS Kelas IV SD Negeri 40 Pontianak Utara Lauren, Novia; Kartono, Kartono; Salimi, Asmayani
AS-SABIQUN Vol 5 No 4 (2023): JULI
Publisher : Pendidikan Islam Anak Usia Dini STIT Palapa Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36088/assabiqun.v5i4.3666

Abstract

This research generally aims to develop and produce student worksheet teaching material (SWTM) that are valid, interesting, and effective to be used to support the learning of SD Negeri 40 North Pontianak fourth grade student. This research use the method of research and development (RND) with the approach of mixed borg and gall method, that contain the ten steps of research and that is information gathering, planning, prototype developing, early testing , product revision, field testing, field testing revision, operational field testing, final product revision , deployment and implementation. At the product testing stage done at SD negeri 40 north Pontianak fourth grade with the amount of 20 student, the result of this research is a project based learning the IPAS learning material "How I Become More Orderly". The result of validity test material shows a percentage as big as 92% with the interpretation "Very Deserved". And the result of design validity test shows a percentage as big as 91% with the interpretation "Very Deserved". The response of student shows a percentage as big as 88% with the interpretation "Very Deserved" and the teacher respone shows the percentage as big as 94% with the interpretation “Very Deserved" to be used in the process of IPAS learning material "How I Become More Orderly" in the SD Negeri 40 North Pontianak fourth grade.