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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics)
Rijal Asidiq Mulyana, Rijal Asidiq
Syarif Hidayatullah State Islamic University of Jakarta
Religion Economics, Econometrics & Finance Social Sciences

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Prosedur Underwriting Bancassurance dan Asuransi Jiwa Syariah pada PT Asuransi Takaful Keluarga Patriana, Ella; Mulyana, Rijal Asidiq
Al-Iqtishad: Journal of Islamic Economics Vol 4, No 1: January 2012
Publisher : Faculty of Shariah and Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v4i1.2093

Abstract

This study explains the comparative risk selection (of underwriting) in bancassurance products and Islamic life insurance products at PT Family Takaful Insurance. The result revealed that the underwriting procedures of each product are different based on their characteristics. Full protection is designed as a simple of underwriting product only with age provisions and administrative requirements. Financing takaful products cover all financing from the banj. Thus, bank which does the insurance process will make these data as basic information about insurance customers. Since the bank is insured and apply risk selection process as risky selection process at most insurance companiesDOI: 10.15408/aiq.v4i1.2093
PROSEDUR UNDERWRITING BANCASSURANCE DAN ASURANSI JIWA SYARIAH PADA PT. ASURANSI TAKÂFUL KELUARGA Patriana, Ella; Mulyana, Rijal Asidiq
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 4 No. 1 (2012)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v4i1.2543

Abstract

This study explains the comparative risk selection (of underwriting) in bancassurance products and Islamic life insurance products at PT. Family Takaful Insurance. The result revealed that the underwriting procedures of each product are different based on their characteristics. Full protection is designed as a simple of underwriting product only with age provisions and administrative requirements. Financing takâful products cover all financing from the bank. Thus, bank which does the insurance process will make these data as basic information about insurance customers. Since the bank is insured, and apply risk selection process as risky selection process at most insurance companies.DOI: 10.15408/aiq.v4i1.2543
Co-Authors Ella Patriana, Ella