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All Journal Indonesian Journal of Engagement, Community Services, Empowerment and Development (IJECSED) National Conference on Applied Business, Education & Technology (NCABET)
Siska Amelia
Universitas Bina Bangsa
Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Social Sciences Other

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PENGARUH CAR, LDR DAN NIM TERHADAP ROA PADA PERUSAHAAN SUBSEKTOR PERBANKAN Listiawati Listiawati; Irwan Sukmana; Siska Amelia
National Conference on Applied Business, Education, & Technology (NCABET) Vol. 1 No. 1 (2021): The 1st National Conference on Applied Business, Education & Technology (NCABET
Publisher : Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (287.651 KB) | DOI: 10.46306/ncabet.v1i1.50

Abstract

The banking sector plays an important role in moving the wheels of a country's economy. The entire banking sector has a goal in increasing profitability. Profitability is used as a basis for seeing the company's ability to earn profits within a certain period. The level of profitability to measure profitability one of which uses the return on asset approach. The purpose of this study is to study and analyze the factors that affect profitability. The research method used is descriptive method with quantitative research type. The data used are secondary data on CAR, BOPO, LDR, NIM and ROA sub-sector listed on the indoinesio stock exchange. The results show that LDR are not significant on ROA, but CAR and NIM have a significant effect on ROA
PERAN WISATA AIR PANAS CISOLONG PANDEGLANG TERHADAP PENINGKATAN PENDAPATN UMKM DAN KESEJAHTERAAN WARGA SEKITAR Suhertin Pratiwi; Siska amelia; Alysa Nuralifa; Ade Fauji
Indonesian Journal of Engagement, Community Services, Empowerment and Development Vol. 6 No. 1 (2026): Indonesian Journal of Engagement, Community Services, Empowerment and Developme
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijecsed.v6i1.252

Abstract

Community service activities were carried out to analyze and strengthen the role of Cisolong Hot Spring Tourism in Pandeglang as a driver of local economic growth through increasing the income of Micro, Small, and Medium Enterprises (MSMEs) and community welfare. This activity was motivated by the potential of natural tourism resources that have not been fully optimized by local communities due to limited business management skills, marketing strategies, and digital technology utilization. The implementation method used a participatory community empowerment approach through observation, identification of community needs, education, training, mentoring, and evaluation. The activities were conducted in January 2026 involving MSME actors and residents around the tourism area. The results showed that the program improved community understanding of tourism-based business development, product innovation, service quality improvement, and digital marketing strategies. The existence of Cisolong Hot Spring Tourism provides economic opportunities through culinary businesses, local product sales, parking services, and other supporting tourism activities. This community service activity indicates that strengthening local capacity and sustainable tourism management can encourage MSME competitiveness and contribute to improving the economic welfare of surrounding communities.
Co-Authors Alysa Nuralifa Fauji, Ade Irwan Sukmana Listiawati Listiawati Suhertin Pratiwi