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Wanari Intan Dwi Putri
Mathematics Department Universitas Negeri Padang
Computer Science & IT Decision Sciences, Operations Research & Management Mathematics

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MENENTUKAN FORMULASI ASURANSI JIWA DWIGUNA MENGGUNAKAN HUKUM HELIGMAN-POLLARD DENGAN KASUS MULTIPLE LIFE Wanari Intan Dwi Putri; Muhammad Subhan; Dewi Murni
Journal of Mathematics UNP Vol 3, No 1 (2018): Journal Of Mathematics UNP
Publisher : UNIVERSITAS NEGERI PADANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (903.492 KB) | DOI: 10.24036/unpjomath.v3i1.4669

Abstract

Abstract – One of the problems that can happen to the insurance company is the inability of the company to pay compensation to the insurance participants in the event of a claim. For that, it takes a formulation of premium calculation so that the premium value can be calculated properly. Calculation of net premium using Heligman-Pollard law. The calculation of premiums by using Heligman-Pollard law begins with creating mortalitaas tables, making the cash value of dual-purpose annuity insurance with dependents for n years, calculating net periodic premiums on dual life insurance with multiple life cases, calculating annual net premiums on dual-life insurance with multiple cases life. By using this Heligman-Pollard law, insurance premiums will be grouped into 3 age groups on the new mortality table.
Co-Authors Dewi Murni Muhammad Subhan