Article Per Year (5 Year)
p-Index From 2020 - 2025
0.61
P-Index
This Author published in this journals
All Journal I-Finance Journal PROGRESIF Jurnal AKAL: Abdimas dan Kearifan Lokal
Mia Amelia
Unknown Affiliation
Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Public Health Social Sciences Transportation Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
LITERASI KEUANGAN SYARIAH BAGI UMKM DI MASA PANDEMI Lavlimatria Esya Ahadi; Sri Yani Kusumasturi; Khirstina Curry; Mia Amelia; Ika Kristina
Jurnal AKAL : Abdimas dan Kearifan Lokal Vol. 3 No. 2 (2022): Jurnal AKAL : Abdimas dan Kearifan Lokal
Publisher : Universitas Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (562.805 KB) | DOI: 10.25105/akal.v3i2.13893

Abstract

The Covid-19 pandemic has had a positive and negative impact on the growth of MSMEs, based on the Katadata Insight Center (KIC), 82.9% of MSMEs felt a negative impact while the positive impact was only a small part, namely 5.9%. MSMEs of Yayasan Insan Palma Sejahtera, located in Palmerah, one of which during the pandemic also felt the impact of this pandemic, including limited capital, access to capital, lack of knowledge of financial institutions, sources of funding, lack of innovation, and borders in marketing products and decreased sales. There are many problems for MSMEs, but the most important thing is the difficulty of obtaining additional capital from financial institutions, this is due to the lack of MSME knowledge of financial institutions or funding sources, as well as the many requirements that have not been met by MSMEs. Based on the problems faced by MSMEs, for this reason, it is necessary to conduct education to increase the knowledge of MSME actors, this can be done in the form of training activities so that they can provide insight to MSME actors regarding the understanding of MSME actors towards Islamic Financial Literacy and Funding Sources for MSMEs that can be used to develop MSME businesses. The results of the training showed that MSME participants who understand and know Islamic financial institutions are 36 percent, while in utilizing their funds, only 50 percent. Based on the results of the training benefit questionnaire for MSME participants related to the level of understanding of the trainees who really understand the material provided strongly agreed by 48 percent and agreed that the remaining 26 percent did not agree.
Literasi Keuangan Konvensional Bagi UMKM di Masa Pandemi Lavli Matria Esya; Sri Yani Kusumastuti; Khirstina Curry; Mia Amelia; Ika Kristina
PROGRESIF: Jurnal Pengabdian Komunitas Pendidikan Vol 2 No 2 (2022)
Publisher : Bagian Pengelolaan Jurnal dan Penerbitan - Sekolah Tinggi Ilmu Ekonomi Indonesia Jakarta (BPJP - STEI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36406/progresif.v2i2.674

Abstract

Pandemi Covid-19 telah memberikan dampak positif dan negatif terhadap pertumbuhan UMKM. Berdasarkan Katadata Insight Center (KIC, 2021), sebesar 82,9% UMKM merasakan dampak negatif sedangkan dampak positifnya hanya sebesar 5,9%. Salah satunya UMKM Yayasan Insan Palma Sejahtera yang berlokasi di Palmerah yang merasakan dampak negatif tersebut, diantaranya: keterbatasan modal, akses permodalan, minimnya pengetahuan terhadap lembaga keuangan, sumber pendanaan, kurang inovasi, dan keterbatasan dalam memasarkan produk serta turunnya penjualan. Permasalahan UMKM paling utama adalah kesulitan untuk mendapatkan modal tambahan dari lembaga keuangan. Hal ini dikarenakan minimnya pengetahuan UMKM terhadap lembaga keuangan atau sumber pendanaan, serta banyaknya persyaratan yang belum dapat dipenuhi oleh UMKM. Berdasarkan persoalan yang dihadapi UMKM tersebut, maka perlu dilakukan edukasi untuk meningkatkan pengetahuan para pelaku UMKM, yaitu dengan melakukan kegiatan pelatihan. Adapun pelatihan yang diberikan terkait dengan pelatihan Literasi Keuangan Syariah. Berdasarkan hasil kuesioner menunjukkan bahwa peserta UMKM yang memahami dan mengetahui lembaga keuangan konvensional sebesar 60, sedangkan dalam memamfaatkan dananya baru 50 persen. Mamfaat pelatihan dapat di liat dari hasil kusioner dari tingkat pemahaman peserta pelatihan yang sangat memahami materi yang di berikan sangat setuju sebesar 48 persen dan setuju sebesar 26 persen.
THE INFLUENCE OF KNOWLEDGE AND RELIGIOSITY ON ZIS DIGITAL PAYMENTS WITH EASE OF ACCESS TO TECHNOLOGY AS A MODERATING VARIABLE Mia Amelia; Nasrulloh
I-Finance Journal Vol 10 No 2 (2024): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/11dd9c13

Abstract

The purpose of this study is to evaluate the level of knowledge and religiosity towards ZIS digital payments through the BAZNAS platform among students. The population in this study is students of the Faculty of Islam, Trunojoyo Madura University, with a minimum sample of 91 respondents selected using random sampling techniques. This research method uses a quantitative method with an analysis technique using the Structural Equation Model (SEM)-Partial Least Square (PLS), which goes through 3 stages, namely: Outer Mode Analysis, Inner Model, and Hypothesis Testing. The results of the study show that knowledge has a significant effect on digital payments, while religiosity has no significant effect on digital payments, ease of technology has a significant effect on digital payments, ease of technology cannot moderate knowledge of digital payments, and ease of technology cannot moderate religiosity towards digital payments. In conclusion, to increase ZIS digital payments among students, it is necessary to increase knowledge and religiosity as the main foundation. The ease of technology is also a significant supporting factor, to ensure that the ZIS digital payment process is more practical and easily accessible.
Co-Authors Ika Kristina Khirstina Curry Lavli Matria Esya Nasrulloh Sri Yani Kusumasturi Sri Yani Kusumastuti