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All Journal Adl Islamic Economic LA RIBA: Jurnal Perbankan Syariah
Mudzakir Ilyas
Sekolah Tinggi Ekonomi Islam (STEI) al-Furqon Prabumulih
Humanities Economics, Econometrics & Finance Education Social Sciences Other

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MEKANISME PEMBIAYAAN MITRAGUNA BERKAH PNS DENGAN AKAD MURABAHAH PADA PT. BANK SYARIAH MANDIRI CABANG PRABUMULIH Mudzakir Ilyas
ADL ISLAMIC ECONOMIC : Jurnal Kajian Ekonomi Islam Vol 1 No 2 (2020): Adl Islamic Economic: Jurnal Kajian Ekonomi Islam - November 2020
Publisher : Sekolah Tinggi Ekonomi Islam Al-Furqon Prabumulih

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (295.144 KB) | DOI: 10.56644/adl.v1i2.20

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana mekanisme pembiayaan mitraguna guna berkah pada PNS Kota prabumulih dengan menggunakan akad murabahah pada bank syariah mandiri cabang prabumulih. Metode yang digunakan adalah metode kualitatif dengan menggunakan teknik interview (wawancara) dan teknik dokumentasi. Dari hasil penelitian diketahui bahwa mekanisme pembiayaan mitraguna berkah ada 3 tahapan yaitu : (1) permohonan menjadi nasabah mitraguna berkah, (2) proses verifikasi dokumen nasabah, (3) proses pencairan pembiayaan mitraguna berkah. adapun akad yang diterapkan pada pembiayaan mitraguna berkah pada tahap proses pencairan menggunakan akad murabahah. Penggunaan akad murabahah ini sudah sesuai dengan landasan hukum baik secara syariah maupun hukum positif.
PENGARUH HARGA DAN PROMOSI TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN 212 MART PADAT KARYA KOTA PRABUMULIH Mudzakir Ilyas; Fatiah Kurniasih
LA RIBA: Jurnal Perbankan Syariah Vol. 3 No. 02 (2022): Juni 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v3i02.136

Abstract

This study aims to examine the effect of price and promotion on consumer purchasing decisions at 212 labor-intensive marts in Kota Prabumulih in 2021. The focus of this study is to find out how the effect of price and promotion on consumer purchasing decisions. This research was conducted in 212 labor-intensive marts in Prabumulih in 2021 with a total sample of 95 respondents. The data used in this study is primary data obtained directly from distributing questionnaires to respondents. The method used in this study is a quantitative method. Analysis of the data used is multiple linear regression analysis. The results of this study indicate that prices and promotions have a positive and significant effect on consumer purchasing decisions at 212 labor-intensive marts in Prabumulih in 2021. So this research can be continued and theoretically proven that prices and promotions affect purchasing decisions.
PENGARUH PRODUK DOMESTIK REGIONAL BRUTO DAN JUMLAH PENDUDUK TERHADAP KEMISKINAN DI KOTA PRABUMULIH Rika Rahmadina Putri; Mudzakir Ilyas; Taufik Rohman
LA RIBA: Jurnal Perbankan Syariah Vol. 4 No. 01 (2022): Desember 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v4i01.226

Abstract

This study aims to analyze the effect of Gross Regional Domestic Product (GRDP) and population on the poverty rate in Prabumulih City. The research data used is secondary time-series data for the period 2010-2021 obtained from the publication of the Prabumulih City Statistics Center (BPS). The regression model in this study is multiple linear regression analysis method and processed with the help of Statistical Package for the Social Sciences (SPSS) software. The results showed that GRDP and population together (simultaneously) had a significant effect on the poverty rate in Prabumulih City. Partially, GRDP has a negative and significant effect on the poverty rate, while population has a positive and insignificant effect on the poverty rate in Prabumulih City.
Co-Authors Fatiah Kurniasih Rika Rahmadina Putri Taufik Rohman