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All Journal EQIEN - JURNAL EKONOMI DAN BISNIS Enrichment : Journal of Management
Maria Maria
Politeknik Negeri Kupang
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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PENGARUH LITERASI FINANSIAL TERHADAP KEBIASAAN MENABUNG. PERAN MEDIASI DARI KONTROL DIRI. STUDI PADA PENGUSAHA KECIL DAN MENENGAH DI KOTA KUPANG. Maria Maria
Eqien - Jurnal Ekonomi dan Bisnis Vol 10 No 1 (2022): EQIEN - JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Dr Kh Ez Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (177.674 KB) | DOI: 10.34308/eqien.v10i1.569

Abstract

This study aims to investigate the direct and indirect effects of financial literacy on saving habits with the mediating role of self-control. Data were obtained from 84 small and medium entrepreneurs in Kupang City who were willing to act as respondents. Through a quantitative approach, the data obtained were then analyzed by means of multiple regression analysis. The results of this study indicate that financial literacy affects saving habits and is mediated by self-control. The practical benefits obtained can be utilized by small and medium-sized entrepreneurs to increase their ability to save.
Impact of Financial Literacy on Financial Behavior and Entrepreneurial Intention: Gender as a Moderator. Study on Undergraduate Students in Kupang City Maria Maria
Enrichment : Journal of Management Vol. 12 No. 4 (2022): October: Management Science and Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (307.739 KB) | DOI: 10.35335/enrichment.v12i4.764

Abstract

This study aims to investigate the moderating role of gender in the relationship between financial literacy and financial behavior, as well as the relationship between financial literacy and entrepreneurial intention. Data were obtained from 164 final year students who voluntarily acted as respondents. With a quantitative approach, the data that has been obtained is then analyzed using the Structural Equation Modeling (SEM) technique with the help of SmartPLS 3.0 software. The results of this study indicate that gender differences among students moderate the relationship between financial literacy and financial behavior, as well as the relationship between financial literacy and entrepreneurial interest. In addition to theoretical contributions, practical contributions from this research can be applied by stakeholders to foster intention to be entrepreneurs among students.
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