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All Journal LEGAL BRIEF Jurnal Hukum Inconcreto
Apip Nur
Sekolah Tinggi Hukum Galunggung Tasikmalaya
Law, Crime, Criminology & Criminal Justice

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Legal Protection Of Creditors In Credit Agreements With Guarantee Of Land Rights Apip Nur
LEGAL BRIEF Vol. 11 No. 4 (2022): October: Law Science and Field
Publisher : IHSA Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (457.816 KB) | DOI: 10.35335/legal.v11i4.438

Abstract

Material guarantees have the most important and strategic position in bank lending. The collateral material that is most requested by banks is in the form of land because economically the land has favorable prospects. With the enactment of the 1996 Mortgage Law, mortgages regulated by the Civil Code and creditverbands were previously used to bind land as collateral for debts. Law Number 4 of 1996 concerning mortgage rights over land and objects related to land has provided legal protection to creditors, it is explained that agreements that create debt-receivable relationships that are guaranteed to be paid off can be made in 2 (two) forms, namely either in the form of a private deed or an authentic deed, depending on the legal provisions governing the material of the agreement
Implementasi Hukum Perbankan Syariah Dalam Sistem Perbankan di Indonesia Apip Nur
Jurnal Hukum In Concreto Vol 1 No 1 (2022): Jurnal Hukum In Concreto
Publisher : LPPM Universitas Harapan Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Perkembangan bank syariah dianggap berperan positif bagi peningkatan ekonomi masyarakat, sehingga mendapat kesan bahwa kebangkitan ekonomi syariah merupakan kebangkitan ekonomi umat Islam dan ditandai dengan antusiasnya masyarakat dalam merespon berdirinya bank-bank syariah. Penelitian ini menggunakan metode penelitian yuridis normatif yang memprioritaskan kepada pengkajian penerapan norma hukum positif atau kaidah hukum yang diterapkan di Indonesia serta pendekatan melalui peraturan perundang-undangan yang terkait dan pendekatan dalam penelitian ini dilakukan secara konseptual. Implementasi hukum perbankan syariah dalam sistem perbankan di Indonesia yaitu diatu melalui Undang-Undang Perbankan, yang membuktikan adanya eksistensi dari perbankan syariah di Indonesia. namun pada kenyataannya saat ini penerapan syariah pada sektor perbankan masih bersatu dengan perbankan konvensional sehingga bank syariah hanya dianggap sebagai penamaan saja karena belum bisa mandiri dan menerapkan prinsip-prinsip syariah yang seharusnya.
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