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All Journal Jurdimas (Jurnal Pengabdian Kepada Masyarakat) Royal JEBI (Jurnal Ekonomi dan Bisnis Islam) Maqdis: Jurnal Kajian Ekonomi Islam
WUSHI ADILLA ARSYI
Universitas Islam Negeri Imam Bonjol Padang
Economics, Econometrics & Finance Social Sciences

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SIMULASI ISLAMIC FORWARD AGREEMENT PADA PEMBIAYAAN VALAS BANK SYARIAH DI INDONESIA WUSHI ADILLA ARSYI
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 1, No 1 (2016): Januari - Juni 2016
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v1i1.9

Abstract

The fluctuating exchange is so risky and can cause the loss to Islamic Banks. The hedging instrument on the exchange rate based on Islamic principles to manage this risk is needed. Dewan Syariah Nasional Majelis Ulama Indone­sia (DSN MUI) has issued a fatwa related to it in fatwa No. 96/DSN-MUI/IV/2015 about Islamic Hedging Transactions (al-Tahawwuth al-Islam) on exchange. Given this fatwa, hedging simulation with forward agreement scheme may be applied in USD financing product in Islamic Bank. The research method used is simulation and comparison method between the out­standing of forex financing and premium and tenor of forward references. The result of this study shows that Islamic banks will benefit if doing islamic forward agreement. The reference premium and tenor recommended for calculating this Islamic forward agreement transactions based on the results of the research is the rate of return of FASBIS with a tenor of 6 months, with a gain of 3,461 trillion rupiah. This amount represents the highest potential nominal gain compared to other simulation results. Nevertheless, the use of FASBIS rewards are not always recommended and is only used temporarily in certain moments. However, when compared to conventional-based reference premiums, premium benchmark rate of FASBIS return may be an op­tion for islamic banks and businesses to calculate the rate forward of Islamic forward agreement transactions.
PERSEPSI MASYARAKAT TERHADAP TAKAFUL DAN FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN SESEORANG DALAM BERASURANSI SYARIAH MAISYA PRATIWI; WUSHI ADILLA ARSYI
Maqdis: Jurnal Kajian Ekonomi Islam Vol 6, No 2 (2021): Juli - Desember 2021
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/maqdis.v6i2.241

Abstract

PENGARUH KELANGKAAN DAN KENAIKAN HARGA MINYAK GORENG TERHADAP PANIC BUYING MASYARAKAT DI KECAMATAN KOTO TANGAH KOTA PADANG Sri Ramadhan; Wushi Adilla Arsyi; Mela Marlina
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 1 (2022): Januari - Juni 2022
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v7i1.498

Abstract

Penguatan Ekonomi Rumah Tangga Petani Kopi Perempuan Nagari Lubuk Malako Berbasis CBR Sri Ramadhan; Wushi Adilla Arsyi; Rama Wahyudin; Randi Isdendi
Jurdimas (Jurnal Pengabdian Kepada Masyarakat) Royal Vol. 9 No. 1 (2026): Januari 2026
Publisher : STMIK Royal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33330/jurdimas.v9i1.4330

Abstract

Abstract: This study employs the Community-Based Research (CBR) model to empower female coffee farmers in Nagari Lubuk Malako, South Solok, addressing low economic literacy and limited market access. By engaging the community as active partners, the research implemented post-harvest training, entrepreneurship literacy, and digital marketing strategies. Results indicate a significant capacity increase, evidenced by the formation of a women's business group, the launch of the local brand “Kopi Lubuk Malako,” and improved skills for 80% of participants. Key outcomes include enhanced household income, strengthened local economic institutions, and increased female independence in decision-making. Supported by local government and leaders, this program also facilitated business legality and halal certification. This study concludes that the CBR model is an effective and sustainable strategy for strengthening the household economy and fostering the empowerment of women in the agricultural sector. Keywords: the role of women; coffee farmers and CBR Abstrak: Studi ini menggunakan model Penelitian Berbasis Komunitas (Community-Based Research/CBR) untuk memberdayakan petani kopi perempuan di Nagari Lubuk Malako, Solok Selatan, dengan mengatasi rendahnya literasi ekonomi dan terbatasnya akses pasar. Dengan melibatkan masyarakat sebagai mitra aktif, penelitian ini menerapkan pelatihan pasca panen, literasi kewirausahaan, dan strategi pemasaran digital. Hasil menunjukkan peningkatan kapasitas yang signifikan, dibuktikan dengan pembentukan kelompok usaha perempuan, peluncuran merek lokal “Kopi Lubuk Malako,” dan peningkatan keterampilan bagi 80% peserta. Hasil utama meliputi peningkatan pendapatan rumah tangga, penguatan lembaga ekonomi lokal, dan peningkatan kemandirian perempuan dalam pengambilan keputusan. Didukung oleh pemerintah dan pemimpin lokal, program ini juga memfasilitasi legalitas usaha dan sertifikasi halal. Studi ini menyimpulkan bahwa model CBR merupakan strategi yang efektif dan berkelanjutan untuk memperkuat ekonomi rumah tangga dan mendorong pemberdayaan perempuan di sektor pertanian. Kata Kunci : peran perempuan; petani kopi dan CBR
Co-Authors MAISYA PRATIWI Mela Marlina Rama Wahyudin Randi Isdendi SRI RAMADHAN Sri Ramadhan