Article Per Year (5 Year)
p-Index From 2021 - 2026
0.659
P-Index
This Author published in this journals
All Journal Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan IEB: Journal of Islamic Economics and Business
RATNA KUSUMADEWI
IAIN Syaikh Abdurrahman Siddik Bangka Belitung
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
ANALISIS KEBUTUHAN SUMBER DAYA INSANI PERBANKAN SYARIAH INDONESIA BERBASIS KOMPETENSI RATNA KUSUMADEWI; SAMSUBAR SALEH; RIFQI MUHAMMAD
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 7, No 1 (2022): Januari - Juni 2022
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (290.337 KB) | DOI: 10.15548/al-masraf.v7i1.250

Abstract

Indonesia is one of the countries that is quite consistent in developing the Islamic financial industry, and it can be seen from the development of Islamic financial institutions (IFIs). However, one of the main problems currently faced by the Indonesian Islamic finance industry is the lack of human resources who have competency and qualifications according to the profile of Islamic banks. This paper aims to analyze the organizational structure of Islamic banking to map the need of human resource in accordance with their competencies. The analysis results of this paper are expected to contribute to the development of human resources in accordance with the needs of Islamic banks.
ANALISIS PERTUMBUHAN MUDHARABAH BANK MEGA SYARIAH dewi, ratna kusuma; Rais, Harisna
Journal Of Islamic Ekonomic and Business Vol 2 No 1 (2023): IEB: Journal of Islamic Economics and Busines
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v2i1.16981

Abstract

Abstract This article explains the evolution of Mudharabah in Bank Mega Syariah. Bank Mega Syariah organizes general banking with a profit-sharing system based on Islamic Sharia. and has been operating as a sharia commercial bank since October 16, 2008. Bank Mega Syariah is licensed as a foreign exchange bank. With this status, the bank can conduct foreign transactions and conduct international business. Through this article, the author would like to explain the growth of Mudharabah financing at Bank Mega Syariah. Although it is one of the Islamic banks in Indonesia. However, in 2018-2019 Bank Mega Syariah had a peculiarity where the increase in Mudharabah was not successful. This research uses quantitative methods and literature review methods with descriptive research types. Based on the report, we note that Bank Mega Syariah applies the principle of profit sharing, although there are often deviations in its application. Keywords: Mudharabah, assets, liability, equity, musyarakah
MARKETING STRATEGIES AT BCA SYARIAH BANK IN INCREASING THE INTEREST OF THE MILLENNIAL GENERATION IN THE DIGITAL ERA Kusuma Dewi, Ratna; Arfan, Kiagus
Journal Of Islamic Ekonomic and Business Vol 3 No 1 (2024): IEB: Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v3i1.22358

Abstract

BCA Syariah Bank's Marketing Strategy in Increasing the Interest of the Millennial Generation in the Digital Era provides opportunities and challenges for its existence. So Islamic banks must be able to use existing opportunities as best as possible, namely by improving marketing strategies in the digital era by embracing the millennial generation. The aim of this research is to determine the marketing strategy of Islamic banks in increasing the interest of the millennial generation in the digital era and also to determine the inhibiting factors in the marketing strategy carried out. The collection technique is through documentation. Data analysis using qualitative descriptive. The research results show that the marketing strategy of Islamic banks in increasing the interest of the millennial generation in the digital era can be done with a marketing mix strategy, namely creating a condition called bank less (banks without offices), the existence of product innovations that can attract the interest of millennials. namely marriage savings and sacrificial savings (one person one goat), digital banks are able to save costs because they are easy, simple and cheap, promotions by creating creative content competition activities, promotions involving influencers/clerics/artists and promotions involving an active role.
Co-Authors Arfan, Kiagus Rais, Harisna Rifqi Muhammad SAMSUBAR SALEH