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All Journal Al-Idarah : Jurnal Manajemen dan Bisnis Islam Nomico
Abdul Wakil
Universitas Islam Zainul Hasan Genggong Probolinggo
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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PENINGKATAN KINERJA KARYAWAN DITINJAU DARI ASPEK MOTIVASI DAN PENGEMBANGAN KARIR Abdul Wakil
Al-Idarah Vol 3 No 1 (2022): Al-Idarah : Jurnal Manajemen dan Bisnis Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (502.129 KB) | DOI: 10.35316/idarah.2022.v3i1.37-44

Abstract

This study aims to describe the effect of motivation and carrier development on employee performance. This study is a qualitative research which is sourced from existing theories and relevant empirical research journals. The results of this study showed that motivation has a positive effect on employee performance and carrier development has a positive effect on employee performance. Keywords: Motivation ; Carrier Development ; Employee Performance
The Influence of Payment System Digitalization on Consumer Transaction Efficiency in Urban Areas Ummy Kalsum; Abdul Wakil
Nomico Vol. 2 No. 5 (2025): Nomico - June
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/2phk8t06

Abstract

This study investigates the impact of digital payment system adoption on transaction efficiency among urban consumers in Indonesia. As digital technology increasingly penetrates the financial sector, particularly through e-wallets, QR code systems, and mobile banking, there is a growing need to assess how such tools enhance the effectiveness and convenience of daily consumer transactions. The research employed a quantitative approach using a structured questionnaire distributed to 120 respondents residing in urban areas. Data analysis was conducted using SPSS, including validity and reliability tests, normality testing, and simple linear regression. The results reveal a strong and statistically significant positive relationship between digital payment adoption and transaction efficiency. Respondents reported that digital payment systems improved transaction speed, reduced the need for physical cash, and offered better tracking of financial activities. The study confirms the relevance of the Technology Acceptance Model (TAM) and provides insights for policymakers and fintech developers in promoting efficient, secure, and inclusive digital financial services.
Co-Authors Kalsum, Ummy