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Pengembangan Budidaya Tanaman Sayuran dengan Sistem Hidroponik sebagai Atraksi Wisata di Destinasi Wisata Muara Selayar Desa Pijot Embun Suryani; Siti Aisyah Hidayati; Sarifudin Sarifudin; Muhamad Akhyar; Lalu M Furkan
Jurnal Gema Ngabdi Vol. 4 No. 2 (2022): JURNAL GEMA NGABDI
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jgn.v4i2.269

Abstract

Pijot Village has very important marine tourism potential, because it is the closest gateway to enter the Pink Beach tourist areas and 27 Gili through the waters. This potential increases with the operation of the Mandalika International Circuit, because Pijot Village as one of the Buffer Villages has an important role to support tourism development on the island of Lombok. One of the tourist areas that can be developed in Pijot Village is the Ar Muara Selayar tourist area. However, the tourism potential of the village is still not well organized, not sustainable, and still partial. Muara Selayar area is a coastal area, where horticultural plants cannot grow properly due to the type of soil and high demand for fresh water. Meanwhile, one of the obstacles in this area is the lack of fresh water supply. For this reason, the development of hydroponics is a solution to these problems. The development of vegetable cultivation with a hydroponic system can have two functions, namely meeting the need for fresh vegetables for the needs of the community and tourist areas and at the same time becoming an attractive tourist attraction. Where tourists can pick the desired vegetables themselves and buy from the community or also meet the needs of culinary processing in this tourist area. This service activity aims to provide training and assistance in the development of vegetable cultivation with a hydroponic system. To achieve this target, a Participatory Rural Appraisal approach is used which emphasizes community involvement in all activities starting from planning, implementing and evaluating programs. This activity is divided into three, namely: 1) socialization on the establishment and management of tourist destinations and attractions; 2) demonstration plot for developing vegetable cultivation with a hydroponic system; and 3) assistance in managing the Muara Selayar Tourism destination in Pijot Village. This activity was carried out in partnership with two target groups, namely Pokdarwis and the Pijot Village PKK Group. The result of this activity is the formation of a PKK group that is able to maintain hydroponic vegetable plants to serve as a food source, as well as make it a tourist attraction. After doing this activity the target group is able to meet their daily vegetable needs continuously.
Akses Usaha Kecil dan Mikro (UKM) terhadap Kredit Usaha Rakyat (KUR) dan Dampaknya terhadap Perkembangan Usaha: Kasus UKM di Kota Mataram Embun Suryani; Sri Wahyulina; Siti Aisyah Hidayati
JURNAL SOSIAL EKONOMI DAN HUMANIORA Vol. 5 No. 2 (2019): JURNAL SOSIAL EKONOMI DAN HUMANIORA
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (580.285 KB)

Abstract

Small and Micro Enterprises (SMEs) have a significant role for Indonesia's gross domestic product and employment. However, most SMEs face capital constraints and limited access to formal financial institutions. Kredit Usaha Rakyat (KUR) Fund is one of the credit programs established by the Indonesian Government to overcome capital constraints on SMEs. The study aims to analyze the ability of SMEs to access the KUR loans and the loan’s impact on business development. Primary data was obtained from interviews of 40 respondents who are SMEs in Mataram City. Ability to access the KUR loans was analyzed by logistic regression method while Ordinary Least Square (OLS) was employed to analyze the impact of KUR loans on business development. The result of logit regression shows that the variable of savings and sales influence the ability of SME to access the KUR loan. The KUR funds granted are able to increase SME's sales value by 82.03 percent from 3.47 billion rupiah to 6.31 billion rupiah per year. Based on the OLS analysis, the ability of SMEs to access capital derived from KUR funds has a positive and significant impact on the value of SME business development.
PENGARUH FINANCIAL ATTITUDE DAN FINANCIAL KNOWLEDGE TERHADAP KEPUTUSAN KEUANGAN PADA PEMILIK USAHA KECIL DAN MENENGAH (UKM) DI PULAU LOMBOK: SUATU PERSPEKTIF BEHAVIORAL FINANCE Siti Aisyah Hidayati; Sri Wahyulina; Embun Suryani
JURNAL SOSIAL EKONOMI DAN HUMANIORA Vol. 6 No. 2 (2020): JURNAL SOSIAL EKONOMI DAN HUMANIORA
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (915.989 KB)

Abstract

This study aims to analyze the effect of Financial Attitude and Financial Knowledge on financial decisions on Small and Medium Business Owners (UKM) on Lombok Island. The theoretical contribution of this research is expected to contribute to science and the development of behavioral finance theories related to financial decision making in Small and Medium Enterprises (SMEs). It is also expected that behavioral finance will be the subject of financial management courses. Furthermore, the practical contribution of this research is expected to provide input, suggestions and recommendations to the policy maker of the NTB Provincial Government in making policies related to the development of SMEs. This research is a quantitative approach based research, with the type of explanatory research. The study population is all SMEs in the island of Lombok. The sampling technique is done by using Non probability sampling, which uses judgment sampling, which is choosing SMEs that are engaged in the pottery industry and have already exported. From the existing population, there are 35 (thirty-five) SMEs that can be taken as samples. Respondents in this study are the owners of each of these UKM. Data collection techniques used in this study were using a questionnaire. To achieve research objectives and hypothesis testing, the data obtained will be processed according to needs using GSCA (Generalized Structured Component Analysis) statistical tools. The results showed that Financial Attitudes had a positive and significant effect on financial decision making by SME owners and owners. This means that the better the Financial Attitudes owned by SME owners, the bolder they are in making financial decisions. Financial Knowledge has a positive and significant impact on financial decision making by SME owners and owners. This means that the better the Financial Knowledge possessed by SME owners, the bolder the financial decisions will be.