Fatin Fadhilah Hasib
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EFISIENSI BAITUL MAL WA TAMWIL (BMT) DI SURABAYA TAHUN 2012-2017 DENGAN DATA ENVELOPMENT ANALYSIS (DEA) Valencia Kirana Rosadhillah; Fatin Fadhilah Hasib
Airlangga Journal of Innovation Management Vol. 3 No. 2 (2022): Airlangga Journal of Innovation Management
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/ajim.v3i1.39465

Abstract

This study aims to find out whether Islamic microfinance, especially in Baitul Maal wat Tamwil in Surabaya has reached the level of efficiency in its operational activities from or not. This research uses a quantitative approach within Data Envelopment Analysis (DEA) technique. This study uses primary data which directly retrieves Islamic microfinance financial report data from Islamic microfinance. The results showed that the efficiency value of Variable Returns to Scale (VRS) processing was higher than the Constant Returns to Scale (CRS) processing result. From five BMT that become research objects of this study, just one institution that pass efficiency level and able to optimally use its resources (inputs) to produce certain outputs. On the assumption of CRS and VRS, most of Islamic Microfinance in Surabaya has not been efficient from 2012-2017 and Islamic microfinance in Surabaya is on the scale of diseconomies, that is Islamic Microfinance in Surabaya not yet optimally in empowering its resource (input) to produce output. So that Islamic microfinance in Surabaya must make improvements in managing inputs in order to improve efficiency value by doing selective funding to avoid default payment and the increase of  uncollectible accounts expense. Each BMT has a different efficiency level that need to improved by treatment, including reduce operational expenses, reduce assets, and increase income. The implication of this study is an improvement strategies for each BMT to get their efficiency level betterment.
Waqf in History a Systematic Literature Review based on Web of Science Muhammad Fathrul Quddus; Fatin Fadhilah Hasib
Ijtimā iyya Journal of Muslim Society Research Vol. 8 No. 1 (2023)
Publisher : Postgraduate Program, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v8i1.7052

Abstract

Waqf in history is an interesting topic to discuss. By knowing the history related to waqf, a Muslim can develop broader perceptions of waqf. This study aims to determine the roles of waqf in the past to be studied and furthermore it is hoped that it can be a recommendation in managing waqf both in terms of managers and regulators. The method used in this study is a systematic literature review. The data used are articles on the Web of Science (WoS). WoS is the oldest, most widely used, and authoritative database of research publications and citations in the world. The topic keywords used in the search were “Waqf in History”, “Waqf Histories”, and “Waqf and Centuries”. The author selected 23 articles that had been screened with inclusion and exclusion criteria. Furthermore, the author divides the 23 articles into 4 major topics, namely: the role of waqf, accounting and waqf supervision, waqf regulations and rules, and waqf risks.