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All Journal Journal of Economic, Bussines and Accounting (COSTING) Berajah Journal
Masyaili Masyaili
Universitas Lakidende
Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Library & Information Science Social Sciences

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PENGARUH MOTIVASI DAN KOMITMEN ORGANISASI TERHADAP KINERJA PEGAWAI DINAS PENDIDIKAN DAN KEBUDAYAAN KABUPATEN KONAWE Tauwi Tauwi; Masyaili Masyaili; Tasman Suripto Haris
Berajah Journal Vol. 2 No. 3 (2022): August
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/bj.v2i3.153

Abstract

Penelitian ini bertujuan untuk mengetahui “Pengaruh motivasi dan komitmen organisasi terhadap kinerja pegawai Dinas Pendidikan dan Kebudayaan Kabupaten Konawe. Populasi dalam penelitian ini adalah seluruh pegawai negeri sipil pada kantor Dinas Pendidikan dan Kebudayaan Kabupaten Konawe yang berjumlah 58 orang. Penentuan sampel dalam penelitian ini dilakukan secara sensus artinya seluruh populasi dijadikan sampel. Alat analisis yang digunakan adalah analisis regresi linear berganda. Hasil penelitian ini menunjukkan bahwa Motivasi dan komitmen organisasi secara simultan berpengaruh positif dan signifikan terhadap kinerja pegawai. Motivasi secara parsial berpengaruh positif dan signifikan terhadap kinerja pegawai dan Komitmen organisasi berpengaruh positif dan signifikan terhadap kinerja pegawai pada kantor Dinas Pendidikan dan Kebudayaan Kabupaten Konawe.
DIGITAL FINANCIAL LITERACY AND ITS EFFECT ON PERSONAL FINANCIAL PLANNING IN THE CASHLESS SOCIETY Billy Dewantara; Andi Primafira Bumandava Eka; Masyaili Masyaili
Journal of Economic, Bussines and Accounting (COSTING) Vol. 9 No. 2 (2026): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/w5z4qy68

Abstract

This study aims to analyze the effect of digital financial literacy on personal financial planning in the context of a cashless society. The research employs a qualitative approach using a literature review method, examining various scholarly sources such as journal articles, books, and institutional reports relevant to the topic. The findings indicate that digital financial literacy is a critical factor influencing individual financial behavior, particularly in budgeting, saving, investing, and debt management. In digital payment systems, individuals tend to experience reduced awareness of spending due to the diminished “pain of paying,” which may lead to increased consumptive behavior. However, individuals with higher levels of digital financial literacy are better able to manage their finances effectively and maintain financial stability. Furthermore, digital financial literacy plays an essential role in mitigating financial risks, including fraud and cybersecurity threats. This study highlights the importance of enhancing digital financial literacy to support sustainable personal financial planning in an increasingly digitalized financial environment.
Co-Authors Andi Primafira Bumandava Eka BillY Dewantara Tasman Suripto Haris Tauwi Tauwi