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All Journal ILTIZAM Journal of Sharia Economic Research AL-FALAH : Journal of Islamic Economics ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah Al-bank: Journal of Islamic Banking and Finance Islamiconomic: Jurnal Ekonomi Islam AT-TIJARAH: Journal Islamic Banking and Finance Research Jurnal Al-ittifaq Imara: Jurnal Riset Ekonomi Islam Al-bank: Journal of Islamic Banking and Finance
Elmiliyani Wahyuni
UIN Mahmud Yunus Batusangkar
Religion Economics, Econometrics & Finance Education Environmental Science Library & Information Science Social Sciences

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Keputusan Mahasiswa Menggunakan Jasa Perbankan Syariah : Apakah Pengaruh Literasi Keuangan Syariah ? Elvinda Yulianti; Elmiliyani Wahyuni S; Suwardi Suwardi; Revi Candra
Al-bank: Journal of Islamic Banking and Finance Vol 3, No 1 (2023): January - June 2023
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v3i1.8027

Abstract

This study aims to determine the effect of Islamic financial literacy on the decisions of students majoring in Islamic banking at the Faculty of Economics and Islamic Business IAIN Batusangkar in the use of Islamic banking services. This type of research is field research with an associative descriptive quantitative approach. The analysis technique uses simple linear regression. Data collection techniques using questionnaires from sample data as many as 85 people. The results showed that Islamic financial literacy had a positive and significant effect on the decisions of students majoring in Islamic banking in using Islamic banking services with a contribution of 58.9%. The rest is influenced by other variables not examined in this study
Building a Regional Halal Industry Ecosystem: The Roles of Halal Certification, Digital Economy, and Islamic Financial Institutions among MSMEs in Tanah Datar Regency Elmiliyani Wahyuni; Husni Shabri
Imara: Jurnal Riset Ekonomi Islam Vol. 10 No. 1 (2026): IMARA:JURNAL RISET EKONOMI ISLAM
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v10i1.16737

Abstract

Background. The development of a sustainable halal industry ecosystem requires the integration of halal certification, digital transformation, and the support of Islamic financial institutions. However, at the regional level, the effectiveness of these components in strengthening the halal industry ecosystem remains empirically underexplored, particularly in areas with strong Islamic socio-cultural foundations such as Tanah Datar Regency. Purpose. This quantitative study aimed to examine the influence of halal product certification, the digital economy in the MSME sector, and the role of Islamic financial institutions on the halal industry ecosystem. Specifically, it investigated whether these three determinants significantly contribute to strengthening the halal ecosystem among halal-certified MSMEs in Tanah Datar. Method. The study involved 92 halal-certified MSMEs selected from a population of 953 business units using purposive sampling and Slovin’s formula. Primary data were collected through structured questionnaires and analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). Validity and reliability tests were conducted prior to hypothesis testing through bootstrapping procedures.. Results. The findings indicate that halal product certification has a positive and significant effect on the halal industry ecosystem. In contrast, the digital economy variable and the role of Islamic financial institutions do not show a statistically significant influence. The structural model explains 45.4% of the variance in the halal industry ecosystem, indicating a moderate predictive capacity. Conclusion. This study highlights that strengthening the halal ecosystem at the regional level is primarily driven by the legitimacy and assurance provided by halal certification. The findings imply that policy interventions should prioritize accelerating certification programs while simultaneously improving digital literacy and optimizing Islamic financial inclusion to enhance long-term ecosystem sustainability.
Co-Authors Alya Innasya Puteri Dri Asmawanti-s Elvinda Yulianti Ginta Dwi Lestari Helma Gusnita HUSNI SHABRI Khairulis Shobirin Meria Ulfa Revi Candra Revi Candra Revi Candra Sri Maulidia Suwardi Suwardi Yeni Melia