Claim Missing Document
Check
Articles

Found 2 Documents
Search

Analysis of the Effects of Macroprudential Policy Instruments on Commercial Bank Liquidity in Indonesia 2018-2021 Period Maulidina Nur Budiastuti; Harya Kuncara Wiralaga; Siti Fatimah Zahra
International Journal of Multidisciplinary Research and Literature Vol. 1 No. 5 (2022): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (246.661 KB) | DOI: 10.53067/ijomral.v1i5.57

Abstract

Liquidity is an important aspect that can be considered a bank's lifeblood. To maintain business continuity, banks must always manage liquidity effectively. Liquidity easing is one strategy to assist economic growth during the COVID-19 epidemic—instances where macroprudential policies are employed to relax limits on liquidity. The government's goal, which is to foster increased economic growth, is to increase the amount of money lent to people in debt. On the other hand, this easing of liquidity is thought to help maintain bank operations solvent. This easing of liquidity during the pandemic carries out by reducing the reserve requirement, followed by an increase in the MPLB ratio. In addition, Bank Indonesia strengthened RIM by adding an export money order in its calculation. This research aims to look at how macroprudential policy, such as the Statutory Reserves instrument, the Macroprudential Intermediation Ratio, and the Macroprudential Liquidity Buffer, affects the liquidity of traditional commercial banks in Indonesia from 2018 to 2021. The monthly data comes from the Financial Services Authority website, specifically the Indonesian Banking Statistics section. To evaluate the three hypotheses, the researchers employed a multiple linear regression approach utilizing EViews 10 software. First, the Statutory Reserves have a negative and minor influence on commercial bank liquidity, according to the findings. Second, RIM has a good and considerable impact on commercial bank liquidity. Third, PLM has a considerable negative impact on commercial bank liquidity. Simultaneously, it discovers that three separate elements influence the liquidity of commercial banks
THE EFFECT OF SELF-REGULATED LEARNING AND DIGITAL LITERACY ON STUDENTS ECONOMIC LEARNING OUTCOMES WITH SELF-EFFICACY AS AN INTERVENING VARIABLE Adia Maritza Adha; Ari Saptono; Siti Fatimah Zahra
International Journal of Economy, Education and Entrepreneurship Vol. 2 No. 3 (2022): International Journal of Economy, Education and Entrepreneurship
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije3.v2i3.98

Abstract

During the Covid-19 pandemic, all learning activities in school will carry out at home. All aspects of education require adaptation to this policy, and the most affected by this policy are students. Students learning outcomes at SMA Negeri 8 Tangerang Selatan have decreased, as seen from the PAS (Penilaian Akhir Semester) scores of students for the 2021/2022 academic year in the odd semester. It found that 80 percent of students with PAS scores were still below the minimum completeness criteria (KKM). One way to overcome this the students must apply self-regulated learning and self-efficacy strategies during the online learning process. In addition, students also need to adapt to technology which students' digital literacy skills can measure by using technology. This study aims to determine the effect of self-regulated learning and digital literacy on students' economic learning outcomes with self-efficacy as an intervening variable. The population of this study is class XI students in the 2021/2022 academic year at SMAN 4 Tangerang Selatan and SMAN 8 Tangerang Selatan, with a total of 305 students. Sampling obtains using the slovin formula with a total sample of this study are 174 students. Techniques for collecting data using questionnaires and methods for analyzing data using path analysis with the IBM SPSS 25.0 program describe here. Self-efficacy is an intervening variable, and the results showed a positive and significant influence between self-regulated learning and digital literacy on students' economic learning outcomes