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All Journal Jurnal Pengabdian Inovasi dan Teknologi Kepada Masyarakat Escalate : Economics and Business Journal International Journal of Economics and Management Research
Yulia Saftiana
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Arts Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Other

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How Capital Adequacy Ratio, Non-Performing Loans and Good Corporate Governance Affect Company Value with Financial Performance as Intervening Variables : (Empirical Study of Commercial Banks Registered On the Idx for the 2017-2019 Period) Rifani Akbar Sulbahri; Luk Luk Fuadah; Yulia Saftiana; Sa'adah Sidiq
International Journal of Economics and Management Research Vol. 2 No. 1 (2023): April : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v2i1.78

Abstract

The increasingly open economic system between countries, known as international trade, is evidence of the rapid expansion of the current economic system. The only depository financial institution is a bank. In this study, we will discuss how Capital Adequacy Ratio, Non-Performing Loans and Good Corporate Governance Affect Firm Value with Financial Performance as an Intervening Variable. Data analysis techniques use descriptive analysis, panel data regression estimation, common effect models, fixed effect models, random effect models, Chow tests, Hausman tests, Lagrange Multiplier tests, classical assumption tests (normality tests, multicollinearity tests, heteroscedasticity tests). Hypothesis test (F test and T test). This study is a quantitative study through an analytical descriptive study, seen from the characteristics of the problems studied. The population of this study are commercial banks listed on the Indonesia Stock Exchange in 2017 and 2019. The results show the effect of the variables capital adequacy ratio, non-performing loans, good corporate governance and return on assets on company value shown to show that the prob. F (Statistic) of 0.0160 is smaller than the significance level of 0.05. This means that the capital adequacy ratio, non-performing loans, good corporate governance and intervening return on assets variables simultaneously affect firm value in banking companies.
Menuju Masyarakat Cerdas Finansial : Pendampingan Pencatatan Keuangan Rumah Tangga di Era Sosial Digital 5.0 Trie Sartika Pratiwi; Yulia Saftiana; Umi Kalsum; Padriyansyah
JDISTIRA - Jurnal Pengabdian Inovasi dan Teknologi Kepada Masyarakat Vol. 6 No. 1 (2026)
Publisher : Yayasan Rahmatan Fidunya Wal Akhirah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58794/jdt.v6i1.1954

Abstract

Kegiatan Pengabdian kepada Masyarakat (PkM) ini bertujuan meningkatkan literasi dan keterampilan praktis pencatatan keuangan rumah tangga pada Ibu-Ibu PKK di Desa Tanjung Batu, Ogan Ilir, yang mayoritas belum terbiasa melakukan pencatatan keuangan secara teratur dan minim memanfaatkan teknologi digital. Metode pelaksanaan menggunakan pendekatan edukatif-partisipatif melalui dua tahap: (1) Edukasi literasi keuangan dasar, dan (2) Pelatihan praktik dan pendampingan pencatatan manual serta penggunaan aplikasi keuangan berbasis Android (seperti Money Manager, DompetKu, dan Catatan Keuangan Harian). Hasil kegiatan menunjukkan peningkatan yang signifikan pada pemahaman dan keterampilan peserta. Peserta mampu mencatat transaksi harian, mengelompokkan jenis pengeluaran, dan membaca ringkasan keuangan melalui aplikasi. Selain itu, pendampingan berkala terbukti efektif dalam membentuk kebiasaan baru berupa konsistensi pencatatan, yang menjadi kunci bagi pengendalian pengeluaran rumah tangga. Secara keseluruhan, program ini berhasil memperkuat fondasi pengelolaan keuangan keluarga yang lebih sistematis dan berkelanjutan di era digital.
The Effect of Enterprise Risk Management on Firm Performance in International Contexts: A Systematic Literature Review Citra Triasma; Yulia Saftiana
Escalate : Economics and Business Journal Vol. 1 No. 03 (2024): Escalate: Economics and Business Journal
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v1i03.460

Abstract

This Systematic Literature Review (SLR) synthesizes empirical evidence on the influence of Enterprise Risk Management (ERM) on firm performance in an international context through the PRISMA protocol on 23 Scopus indexed articles (Q1-Q4). Using the lens of Agency Theory, this study shows that ERM serves as a crucial governance mechanism to mitigate information asymmetry and align managerial incentives with shareholder interests. The findings confirm the dominant positive correlation between ERM implementation and accounting and market performance metrics. However, its effectiveness is contingency and moderated by risk committee activities, internal maturity, digital transformation (Industry 4.0), and intellectual capital. This study concludes that the evolution of ERM from just a compliance instrument to a strategic asset is able to create a competitive advantage. The practical implications emphasize the need for the integration of governance and risk-aware culture to optimize corporate value in global markets.
Co-Authors Citra Triasma Luk luk Fuadah Padriyansyah Rifani Akbar Sulbahri Sa'adah Sidiq Umi Kalsum