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All Journal Sharia Economic and Management Business Journal (SEMBJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Noho Ulidam
Institut Agama Islam Negeri Ternate
Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences Other

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Analysis of Sharia Investment Decisions in Achieving Financial Freedom Among Young People: Case Study of West Halmahera Regency Noho Ulidam; Ilham Putra Usmayani; Ismail Hi Saiyan; Hasbullah Hajar
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.6038

Abstract

The aim of this research is to determine the influence of financial literacy, spiritual benefits and income on investment decisions among young people in West Halmahera Regency, Jailolo District. The method used in this research is a quantitative method. The number of respondents in this research was 50 respondents with an age range of 23-35 years. The objects of this research are young people who live in Jailolo subdistrict, West Halamahera Regency who have active worker status. The sampling technique in this research used purposive sampling. The research results show that the financial literacy variable has a significant influence on investment decisions. So, it can be concluded that a person's understanding or high level of financial literacy will increase a person's investment decisions to invest. Spiritual benefits have a significant influence on investment decisions so that understanding a person's religiosity will provide spiritual benefits by avoiding several things that are haram and prohibited by religion. The income variable also has a significant influence on investment decisions so that a person's income becomes a benchmark for the size of a person's investment and also becomes a factor for someone to invest.
Blockchain Technology Integration in Halal Supply Chain Management: Examining Trust and Transparency Mechanisms through Institutional Theory Perspective in North Sulawesi Noho Ulidam; Nur Fitry Latief
Sharia Economic and Management Business Journal (SEMBJ) Vol. 7 No. 2 (2026): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v7i2.2177

Abstract

Background: The halal industry in Indonesia continues to expand, yet supply chain integrity faces critical challenges related to trust, transparency, and verification of Islamic compliance throughout complex distribution networks. Objective: This study examines how blockchain technology can address institutional trust deficits and transparency gaps in halal supply chain management (HSCM) within the North Sulawesi context, grounded in Institutional Theory. Methods: Employing a mixed-methods approach combining quantitative structural equation modeling (SEM-PLS) with 287 respondents from halal-certified enterprises, logistics operators, and certification bodies, alongside qualitative interviews with 24 key informants, this study tests a conceptual framework integrating blockchain's coercive, mimetic, and normative isomorphism mechanisms on supply chain trust and transparency outcomes. Results: Findings demonstrate that blockchain adoption significantly enhances supply chain transparency (β=0.671, p<0.001) and institutional trust (β=0.589, p<0.001), with normative isomorphism emerging as the strongest isomorphic pressure (β=0.542). Smart contract deployment reduced halal verification time by an average of 67% compared to conventional processes. Digital traceability systems improved consumer confidence scores by 43.2%. Conclusion: The study proposes a Blockchain-Enabled Halal Institutional Trust (BEHIT) framework as a novel theoretical contribution, demonstrating that technology-mediated transparency mechanisms function as institutional bridges between religious governance requirements and modern supply chain operations. Practical implications extend to BAZNAS zakat institutions, Islamic banking compliance, and regional halal ecosystem development in Eastern Indonesia.
Co-Authors Hasbullah Hajar Ilham Putra Usmayani Ismail Hi Saiyan Nur Fitry Latief