Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
Dian Fajar Suryani
Fakultas Ekonomi Dan Bisnis Islam, Universitas Islam Negeri Sumatera Utara
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Analysis of the Competitive Level Between Wadiah Yad Dhamanah Savings Products and Mudharabah Mutlaqah At PT. Bank Syariah Indonesia KCP Singkil Iskandar Muda Dian Fajar Suryani; Muhammad Lathief Ilhamy Nasution
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.472

Abstract

Bank Syariah Indonesia kcp Singkil Iskandar Muda has a savings product using a contract between Wadiah Yad Dhamanah and Mudharabah Mutlaqah. Of course, both of these savings products have their advantages and disadvantages. As a result, indicators that affect the environment that are attracted to a competitive contract can be determined by various aspects, including aspects of return, aspects of costs, aspects of growth, social aspects, risk aspects, and promotion aspects. Therefore, the purpose of this study is to identify strengths and weaknesses, as well as indicators that affect savings products. This type of research is a qualitative research using analytical descriptive technique. Data collection was done by interview method. The subject of this research is leadership at PT. Bank Syariah Indonesia kcp Singkil Iskandar Muda. The results show that the Mudharabah mutlaqah savings product is more desirable than the wadiah yad dhamanah savings product because the indicator is substantially more profitable for customers.
Co-Authors Muhammad Lathief Ilhamy Nasution