Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal Akuntabel : Jurnal Ekonomi dan Keuangan MEDIA BISNIS
Zainuri Zainuri
University of Jember
Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
The Impact of Non-Performing Loans and Economic Shock on The Stability of Islamic Banking Performance as Moderating Variable in The COVID-19 Pandemic Era Zainuri Zainuri; Suryaning Bawono
Media Bisnis Vol 14 No 1 (2022): Media Bisnis
Publisher : Pusat Penelitian dan Pengabdian kepada Masyarakat Sekolah Tinggi Ilmu Ekonomi Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34208/mb.v14i1.1115

Abstract

This study aims to determine the effect of non-performing loans and economic shock as an intervening variable on loanable supply and loanable demand in Islamic banks which have an impact on the stability of the performance of Islamic banks in the Pandemic era. The research period is monthly with the research period from June 2019 – June 2021 using behavioral data analysis. We use secondary data from the Indonesian financial services authority. We investigated the data using linear and non-linear analysis to investigate the influence of loanable supply and loanable demand on the performance of Islamic banks in normal times or in a stable economy and the occurrence of economic shocks. From the results of our investigation, we found that non-performing loans have a significant impact on loan supply and loan demand in influencing the stability of the performance of Islamic banks in the era of the COVID-19 pandemic. Performance shocks in Islamic banks in the pandemic era are not only due to economic shocks but also due to non-performing loans from Islamic bank customers who are unable or have difficulty completing their obligations to Islamic banks.
Efektifitas kebijakan moneter dan makroprudensial sebagai pengendali risiko kredit perbankan di indonesia Zainuri Zainuri; Tyas Arthasari
AKUNTABEL Vol 18, No 3 (2021): September
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (246.231 KB) | DOI: 10.30872/jakt.v18i3.10002

Abstract

Global Financial crisis yang berlangsung pada 2008/2009 telah membutikan bahwa sistem perbankan sangat rentan terhadap risiko instabilitas perekonomian terutama risiko kredit. Tingginya non performing loan dapat menurunkan kinerja perbankan dan menciptakan instabilitas likuiditas perbankan. Penelitian ini bertujuan untuk melihat bagaimana pengaruh penetapan kebijakan moneter dan kebijakan makroprudensial terhadap risiko kredit dengan proxy non performing loan. Pada penelitian ini menggunakan data sekunder dengan metode analisis generalized method of moment . Hasil penelitian menunjukkan bahwa hanya variabel Capital Adequacy ratio yang tidak memiliki pengaruh terhadap risiko kredit perbankan,  sedangkan variabel Loan to Deposit Ratio berpengaruh positif signfikan terhadap risiko kredit perbankan, Giro Wajib Minimum berpengaruh secara negatif signfikan terhadap risiko kredit perbankan. Variabel BI rate berpengaruh negatif signifikan terhadap risiko kredit perbankan dan Gross Domestic Product (GDP) memiliki pengaruh positif signifikan terhadap risiko kredit perbankan.
Co-Authors Suryaning Bawono Tyas Arthasari