Article Per Year (5 Year)
p-Index From 2021 - 2026
0.61
P-Index
This Author published in this journals
All Journal Journal of Islamic Economics and Finance Journal of Islamic Economics and Finance Jurnal Keuangan dan Perbankan Syariah
Abdul Ghofar Saifudin
UIN K.H Abdurrahman Wahid Pekalongan
Economics, Econometrics & Finance Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Optimalisasi Fungsi Masjid Sebagai Sarana Dakwah dan Pemberdayaan Ekonomi Umat Bahtiar Effendi; Abdul Ghofar Saifudin
JIEF : Journal of Islamic Economics and Finance Vol. 2 No. 2 (2022): JIEF VOLUME 2 NO 2 TAHUN 2022
Publisher : Departement of Sharia Economics, Faculty of Islamic Economics and Business, IAIN Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jief.v2i2.5989

Abstract

This research aims to find out how to optimize the function of the mosque as a means of da'wah and economic empowerment of the people. The subject of this research is the Assalam Mosque located in Rowosari Village, Ulujami District, Pemalang Regency. This research uses a descriptive qualitative method. Data analysis by triangulation, data obtained through observation and interviews with informants of the management and congregation of the Assalam Mosque. The results show that, apart from functioning as a place of worship, Masjid Assalam seeks to optimize its other functions as a center for da'wah for youth, youth and adult congregations. Other part carried out at the Assalam Mosque are social functions in distributing rice alms to pilgrims, collecting and distributing aid to disaster victims, and economic empowerment to stalls and shops owned by pilgrims.
Optimalisasi Fungsi Masjid Sebagai Sarana Dakwah dan Pemberdayaan Ekonomi Umat Bahtiar Effendi; Abdul Ghofar Saifudin
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2022): JIEF VOL.2 NO.2 NOVEMBER 2022
Publisher : Departement of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri K.H Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (770.687 KB) | DOI: 10.28918/jief.v2i2.5989

Abstract

This research aims to find out how to optimize the function of the mosque as a means of da'wah and economic empowerment of the people. The subject of this research is the Assalam Mosque located in Rowosari Village, Ulujami District, Pemalang Regency. This research uses a descriptive qualitative method. Data analysis by triangulation, data obtained through observation and interviews with informants of the management and congregation of the Assalam Mosque. The results show that, apart from functioning as a place of worship, Masjid Assalam seeks to optimize its other functions as a center for da'wah for youth, youth and adult congregations. Other part carried out at the Assalam Mosque are social functions in distributing rice alms to pilgrims, collecting and distributing aid to disaster victims, and economic empowerment to stalls and shops owned by pilgrims.
Paylater dalam Perspesktif Keuangan Islam: Analisis Prinsip Syariah terhadap Praktik Kredit Syariah : Paylater in the Perspective of Islamic Finance: An Analysis of Sharia Compliance in Digital Credit Practices Herlinda Oktaviani; Abdul Ghofar Saifudin
Jurnal Keuangan dan Perbankan Syariah Vol 5 No 1 (2026): April 2026
Publisher : FAKULTAS EKONOMI DAN BISNIS ISLAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/jkubs.v5i1.5478

Abstract

        Purpose: This study aims to evaluate how well Paylater service methods align with Islamic finance's sharia rules. The study focuses on how contracts are structured, how interest or other fees are applied, late fees, and how these factors affect the values of benefit and justice in digital credit transactions that are emerging in the fintech era. Design/methodology/approach: This study employs a normative-descriptive research design and a qualitative methodology. Literature reviews on Islamic financial theories, Paylater procedures, fintech laws, and pertinent Sharia fatwas are the techniques employed. This method was selected in order to evaluate how well digital credit operations align with relevant Sharia rules and concepts.  Research Findings: The study's findings demonstrate that the majority of Paylater services continue to use traditional credit methods, which may involve aspects of injustice, gharar, and usury. Furthermore, the minimal restrictions and simplicity of usage of Paylater may promote excessive debt utilization and consumptive behavior, which would go against the Islamic banking principals of moderation and balance. Contribution/Originality/Novelty: This study's significance and originality are found in its thorough examination of Paylater as a contemporary digital credit phenomenon from the standpoint of Islamic finance. In addition to evaluating the contract's legal features, this study emphasizes its ethical implications and how it affects customer behavior. It also provides suggestions for creating a Sharia-based Paylater model that upholds Sharia values by encouraging justice, openness, and consumer protection.
Co-Authors Bahtiar Effendi Herlinda Oktaviani