Claim Missing Document
Check
Articles

Found 4 Documents
Search

ANALYSIS RELATES TO THE IMPACT OF FINANCIAL PERFORMANCE ON BANKING STOCK PRICES Hedwigis Esti Riwayati; Aviliani Aviliani
International Journal of Economy, Education and Entrepreneurship Vol. 2 No. 2 (2022): International Journal of Economy, Education and Entrepreneurship
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije3.v2i2.84

Abstract

This study aims to analyze the effect of return on assets, return on equity and earnings per share on stock prices. This research is an explanatory research using quantitative methods. The sample used in this study is a state-owned banking company that meets the criteria by using the purposive sampling method. This study uses secondary data in the form of financial statements obtained from the Indonesia Stock Exchange for state-owned banks. The data analysis technique in this study used descriptive statistical analysis and panel data regression analysis using Eviews 12. The results showed that return on assets and earnings per share had a significant positive effect on stock prices, return on equity had no effect on bank stock prices for state-owned banking company
THE EFFECT OF MICRO, SMALL AND MEDIUM ENTERPRISES, CAPITAL EXPENDITURE, INVESTMENT, AND LABOR ON INDONESIA'S ECONOMIC GROWTH Hedwigis Esti Riwayati; Erlinel Manuel
International Journal of Economy, Education and Entrepreneurship Vol. 2 No. 3 (2022): International Journal of Economy, Education and Entrepreneurship
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije3.v2i3.103

Abstract

This study aims to analyse the effect of micro, small, and medium enterprises (MSMEs), capital expenditure, investment, and labour on Indonesia's economic growth. This research adopts a quantitative methodology and bases its findings on secondary data obtained from the Central Statistics Agency. The analysis included 330 samples from 33 provinces, all chosen using the purposive sampling method. The total number of observations in the study was 33. According to the panel data analysis, findings carry out with the aid of the programme processing tools found in E-Views 9.0. The results of this study show that capital expenditure, investment, and labour partially have a significant positive effect on Indonesian economic growth. On the other hand, variable MSMEs have no impact on the economic development of Indonesia. Another finding from the analysis is that the estimated regression model can explain Indonesia's economic growth
Analysis of the Company's Profit Level Using Risk Profile, Good Corporate Governance, Earnings, and Capital Methods Aviliani Aviliani; Adira Nurul Izzah; Hedwigis Esti Riwayati
Dinasti International Journal of Digital Business Management Vol. 6 No. 6 (2025): Dinasti International Journal of Digital Business Management (October - Novembe
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijdbm.v6i6.6635

Abstract

The purpose of this study is to determine the effect of bank health using the Risk Profile, Good Corporate Governance, Profit and Capital methods on the bank's profit level. The sample of this study is a group of banks based on core capital 3 for the period 2018-2022. The analysis method used is panel data regression. The results showed that the Risk Profile proxied with the Loan to Deposit Ratio and Capital proxied with the Capital Adequacy Ratio had a significant negative effect on the level of profit, while Good Corporate Governance proxied with institutional ownership and Profit proxied with Return on Assets had a significant positive effect on the level of Profit. The Risk Profile factor proxied with Non-Performing Loans and the Profit factor proxied with Operating Expenses and Operating Income did not affect the level of profit in the group of banks based on core capital 3 for the period 2018-2022.
The Role of Lifestyle in Mediating the Influence of Financial Literacy and Income on the Decision to Use Paylater among Gen Z Nanda Putri; Hedwigis Esti Riwayati
Dinasti International Journal of Digital Business Management Vol. 7 No. 3 (2026): Dinasti International Journal of Digital Business Management (April-May 2026)
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijdbm.v7i3.6660

Abstract

This study aims to examine the influence of financial literacy and income on paylater usage decisions in Gen Z, as well as to examine the role of lifestyle as a mediating variable in this relationship. This study was conducted on Gen Z employees at the Victoria Financial Group using a quantitative approach with a survey method involving 119 respondents. Data analysis was conducted using Structural Equation Modeling–Partial Least Square to test the direct and mediating relationships between variables. The results show that financial literacy and income have a positive but insignificant effect on paylater usage decisions. Meanwhile, lifestyle has a significant positive effect on paylater usage decisions among Gen Z. Financial literacy significantly influences lifestyle. However, income does not influence lifestyle. This study shows that lifestyle is able to mediate the relationship between financial literacy and paylater usage decisions, however, lifestyle is unable to mediate the relationship between income and paylater usage decisions. These results emphasize the importance of financial literacy and income in influencing paylater usage decisions, with lifestyle acting as a significant mediator of financial literacy.