Zaki Mubarak
Fakultas Ekonomi dan Bisnis Islam UIN Antasari Banjarmasin

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MANAGING THE PRODUCTIVE ZAKAT FUND: THE CASE OF BAZNAS KAPUAS Zaki Mubarak; Hanifah Hanifah
Eqien - Jurnal Ekonomi dan Bisnis Vol 11 No 03 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v11i03.1074

Abstract

Islam requires rich Muslims to distribute their wealth through zakat. Therefore, zakat can be used as one of the economic policies to help regulate the turnover of wealth in a country to help solve the problem of poverty. BAZNAS is a zakat management organization formed by the Indonesian government to manage zakat funds. One of the programs of BAZNAS is productive zakat which aims to help the mustahik in the long term by providing business capital. This study aims to find out how productive zakat fund management is and the obstacles faced because there are still not many studies that discuss how productive zakat management is and the obstacles faced. This research is qualitative in collecting data using interviews with the Chairman and reporting department of BAZNAS Kapuas Regency. The results showed that the management of productive zakat funds in BAZNAS Kapuas Regency was carried out through the Kapuas creative program by distributing productive zakat funds used to help business capital. However, BAZNAS managers experience problems raising funds, which are caused by the lack of public understanding of zakat management institutions such as BAZNAS, so they tend to distribute their zakat funds directly. The results of the research are important for BAZNAS to carry out better management of zakat funds and provide an understanding of the function of BAZNAS to the community to increase the number of zakat funds that can be collected.
Looking into what makes Muslim millennial and generation Z want to use digital wallets in Banjarmasin Humaida Humaida; Zaki Mubarak; Rahma Yuliani
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.6953

Abstract

Digital wallets are one of the solutions given by firms in the fintech industry to support cashless and non-card payments. However, research on digital wallets is still in shortage, and they are needed to continue the expansion of fintech in Indonesia. Even though it is relatively new in financial technology, the DANA digital wallet is already giving other forms of digital payment that have been around for some time a run for their money. DANA can successfully design and improve its various innovative features to attract potential customers in the future. This research aims to determine factors that motivate Muslim millennials and generation Z to use DANA digital wallets. Quantitative approaches are employed in this study through questionnaires for data collection and analysis using multiple regression. Muslim dana digital wallet users between the ages of 18 and 35 from the city of Banjarmasin served as the sample population for this analysis. Meanwhile, one hundred people participated in the study as the sample size. The findings revealed that the users' lifestyles primarily influence the adoption of digital wallets among Banjarmasin's Muslim millennials and generation z populations.