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ANALISIS ASPEK-ASPEK PENENTU DALAM PERTIMBANGAN NASABAH MEMILIH PRODUK PEMBIAYAAN DI BMT NU CABANG BUNGATAN SITUBONDO Siti Nur Aini; Masyhuri Masyhuri; Umratul Khasanah
Tafáqquh: Jurnal Penelitian Dan Kajian Keislaman Vol. 10 No. 2 (2022): Desember
Publisher : INSTITUT AGAMA ISLAM BANI FATTAH (IAIBAFA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52431/tafaqquh.v10i2.1158

Abstract

The development of the Islamic economy and financial institutions in Indonesia appears to be showing significant progress, one of which is Baitul Maal Wal Tamwil (BMT) NU Bungatan Situbondo Branch. This institution has an important role because it can help and fulfill the wishes of some people, especially Muslims who want the services of Islamic financial institutions to manage their economy in accordance with Shari'a. But behind that, there are inhibiting factors as well as supporting factors that have made BMT NU able to survive amidst the many financial institutions that exist today. To collect the data, the researcher used several methods, namely observation, interviews and documentation, then the data were analyzed using qualitative descriptive analysis techniques. Based on this research, it can be concluded that there are several determinant aspects for customers in choosing financing products, one of which is customer satisfaction and trust. The development of a product is very much based on the trust of customers when the payment of installments increases sharply, indirectly the fear of consumers has haunted the large installments paid per month. Consumers or customers will pay attention to the quality of a bank, especially from the services and products offered. This motivates customers to use it carefully so as to create a sense of satisfaction for customers.
MARRIAGE DISPENSATION IN THE PERSPECTIVE OF QAWAID FIQHIYYAH Siti Nur Aini
Al-Usrah : Jurnal Al Ahwal As Syakhsiyah Vol 13, No 1 (2025): AL-USRAH: JURNAL AL AHWAL AS SYAKHSIYAH
Publisher : Universitas Islam Negeri Sumatera Utara Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/al-usrah.v13i1.16066

Abstract

The Marriage Act has undergone changes, particularly in regards to the legal marriage age. Prior to the amendments made by this Act, the bride-to-be had to be at least 16 years old and the prospective husband had to be at least 19 years old. then, with the 2019 amendments, the bride judged to be at least 19 years old, as was the bride. The number of underage marriages continues to be considerable despite the higher age requirement. This study combines a literature review. According to the findings of the study, the court's decision to allow for underage marriage has increased the number of cases of underage marriage in. Marriage is an external manifestation of two people's desire to create a happy family (Sakinah, warahmah and mawaddah). The Marriage and Compilation of Islamic Laws Law No. 1 of 1974 outlines marriage as a legal occurrence and outlines the requirements for marriage.for which the bride and husband are responsible. The goal of this study is to understand and analyze the justifications for the petitioner's request for a dispensation as seen through the lenses of state law, customary law, and Islamic law as well as to understand and analyze and determine how the law will be applied to the petitioner's dispensation application