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Pengaruh CAR, DPK, NIM, ROA, NPF, dan Inflasi terhadap FDR Bank Umum Syariah Indonesia Periode 2016-2020 Khoirunisa Khoirunisa; Rendra Erdkhadifa
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 2 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i2.15472

Abstract

The growth of the FDR of Indonesian Islamic Commercial Banks from 2016 to 2020 has decreased. The decrease was due to the easing of financing distribution in order to maintain the quality of financing. The FDR is in a low position, indicating the bank is in a liquid condition, but the bank'si function has not been fulfilled. This study aims to determine whether or not there is an effect of CAR, DPK, NIM, ROA, and Inflation variables on the FDR. This study uses quantitative methods of associative research. The data source uses secondary data from the financial statements of Indonesian Islamic Commercial Banks and Bank Indonesia inflation reports. Analysis of the data used is panel regression using Eviews. The results showed that the CAR and DPK variables had a significant effect on the FDR. While the variables NIM, ROA, NPF, and Inflation have no significant effect on the FDR. 
ANALISIS KORELASI KANONIK KUALITAS PELAYANAN DAN KEPUASAN KONSUMEN PADA MIE MIELIADER BANDUNG Fitria Dwi Nuriyah; Rendra Erdkhadifa
Juremi: Jurnal Riset Ekonomi Vol. 2 No. 5: Maret 2023
Publisher : Bajang Institute

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Abstract

Consumer satisfaction is consumer expectations of a product. Customer satisfaction can be created by paying attention to the quality of service. The higher the quality of service and customer value obtained, the greater the customer satisfaction. This study aims to find out whether there is a relationship between service quality and customer satisfaction at Mie Mieliader Bandung. The approach used in this study is a quantitative approach with a canonical correlation analysis method. The data used are primary data with sampling quota sampling techniques in the form of distributing questionnaires to the target population. Variable indicators of service quality include reliability, physical evidence, responsiveness, assurance, and empathy. Variable indicators of consumer satisfaction include product quality, price, emotional factors and convenience. The results obtained in this study show that the quality of services provided by Mie Mieliader Bandung has a close relationship with consumer satisfaction. The variable indicator of service quality that has the greatest influence is assurance, while the indicator of consumer satisfaction, namely product quality, is the variable that has the greatest influence.
Pengaruh Word Of Mouth, Kualitas Pelayanan, Media Sosial, Store Atmosphere, Fasilitas, Dan Harga Terhadap Loyalitas Pelanggan Pada Warkop Kidol Lepen Tulungagung Aris Munandar; Rendra Erdkhadifa
Reinforce: Journal of Sharia Management Vol 2 No 1 (2023)
Publisher : Faculty of Islamic Economic and Business (FEBI), Sayyid Ali Rahmatullah State Islamic University (UIN SATU) Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/reinforce.v2i1.7397

Abstract

The purpose of this study is to identify how word-of-mouth, service quality, social media, store atmosphere, facilities, and prices affect customer loyalty. This research uses primary data obtained from questionnaire responses distributed to customers of Warkop Kidol Lepen, Sumbergempol District, Tulungagung Regency. Warkop Kidol Lepen customers who have purchased at least 2 times as part of this research population. This research uses the Accidental Sampling type of the Non-Probability Sampling method. The sample used was 96 respondents. Validity and reliability tests, multicollinearity tests, coefficient of determination tests, stealth tests (f), partial tests (t), and classic assumption tests such as normality, autocorrelation, and heteroscedasticity tests are used to obtain and analyze data. The findings show that the variables of service quality, store atmosphere, facilities, and price have an impact on customer loyalty, whereas word of mouth and social media do not affect customer loyalty.
Analisis Faktor-Faktor yang Mempengaruhi Return on Asset pada KB Bukopin Syariah dengan Pendekatan Error Correction Model Shinta Pramudya Wardani; Rendra Erdkhadifa
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.5594

Abstract

Sharia bank operations are oriented towards obtaining as much profit as possible. Banks that obtain maximum profits indicate better bank management performance. However, a bank that fails to generate optimal profits can become an urgency in itself and result in bank bankruptcy. The condition of low bank profits experienced by KB Bukopin Syariah, which in recent years has experienced decline in profitability (ROA) reaching negative numbers. In order to prevent this bad profit condition, a study is needed to analyze the factors that have an influence ROA which hinder banks in earning profits. Several factors are thought to influence ROA, namely CAR, BOPO, NPF, and FDR. The approach used in this research is quantitative associative type and purposive sampling as a technique for collecting data. The data in this research is secondary data obtained by documenting the quarterly annual report of KB Bukopin Syariah for the period 2009-2023. The method applied is the error correction model (ECM) which shows long and short term effects and is assisted by EViews software. The test results showed that the CAR and FDR variables had a positive and insignificant effect in both the long and short term on ROA of KB Bukopin Syariah. Meanwhile, the BOPO and NPF variables have a significant negative effect on the ROA of KB Bukopin Syariah in the long and short term