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All Journal Journal Of Sharia Banking Ar-Ribhu: Jurnal Manajemen dan Keuangan Syariah JURNAL ECONOMINA Jurnal Manajemen Keuangan Syariah International Conference on Islamic Economic
KURNIASIH SETYAGUSTINA
INSTITUT AGAMA ISLAM SYEKH MAULANA QORI BANGKO
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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PENGARUH POTONGAN HARGA (DISKON), GRATIS ONGKIR DAN SISTEM COD TERHADAP MINAT BERBELANJA ONLINE DI APLIKASI SHOPEE DALAM PERSPEKTIF EKONOMI ISLAM KURNIASIH SETYAGUSTINA; RAHMANIA RAHMANIA; M. JONI; ABDUL KHOLIK; WINAHYU DWI SUHITASARI
JURNAL ECONOMINA Vol. 1 No. 3 (2022): JURNAL ECONOMINA, November 2022
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v1i3.149

Abstract

Di Indonesia jual beli online atau e-commerce mengalami perkembangan yang sangat besar dan sangat cepat. Salah satu e-commerce penyedia toko online terbesar di Indonesia adalah Shopee. Fitur kemudahan yang disediakan Shopee berupa potongan Potongan Harga (Diskon) Gratis Ongkir dan Sistem COD menjadi salah satu paltfrom belanja online yang populer di Indonesia. Penelitian ini bertujuan untuk mengetahui pengaruh Potongan Harga atau Diskon, Gratis Ongkir dan Sistem COD Terhadap Minat Berbelanja Online di Aplikasi Shopee pada masyarakat TalangKawo Kelurahan Dusun Bangko secara parsial dan simultan. Metode penelitian yang digunakan pada penelitian ini adalah metode kuantitatif dengan pendekatan deskriptif. Pengambilan sampel dilakukan dengan menggunakan teknik purposive sampling dan menggunakan 97 responden sebagai sampel. Data primer yang digunakan dalam penelitian ini diperoleh dengan menyebarkan kuesioner secara langsung kepada masyarakat dan juga diperoleh dengan menggunakan teknik wawancara sebagai data tambahan, sedangkan data sekunder yang digunakan dalam penelitian ini adalah IBM SPSS Statistics 26. Hasil penelitian yang dilakukan secara parsial dengan variabel potongan harga atau diskon (X1) berpengaruh secara signifikan terhadap minat berbelanja online di aplikasi Shopee (Y). Variabel Gratis ongkir (X2) tidak berpengaruh secara signifikan terhadap minat berbelanja online di aplikasi Shopee (Y). Variabel Sistem COD (X3) tidak berpengaruh secara signifikan terhadap minat berbelanja online di aplikasi Shopee (Y). Hasil penelitian yang dilakukan secara simultan dengan variabel potongan harga atau diskon (X1), gratis ongkir (X2) dan sitem COD (X3) berpengaruh secara simultan terhadap terhadap minat berbelanja online di aplikasi Shopee (Y). Dalam hal ini dapat diketahui bahwa terdapat hubungan yang cukup kuat antar variabel independen (X) dan varibel dependen (Y). Dari hasil penelitian ini dapat diberikan rekomendasi kepada pihak Shopee agar memberikan perbedaan antara voucher gratis ongkir dan voucher potongan harga. Voucher gratis ongkir yang disediakan Shopee bukanlah voucher gratis ongkir yang sesungguhnya namun hanya berupa potongan harga, jika pun ada voucher gratis ongkir yang dimaksud tidak semua aplikasi Shopee konsumen dapat memperoleh voucher gratis ongkir ini dan masyarakat yang berbelanja online di Aplikasi Shopee hendaknya lebih memperhatikan dengan seksama produk sebelum melakukan pembelian. Hal ini diperlukan untuk menghindari penipuan, barang mubazir dan tidak terpakai.
CAPITAL MANAGEMENT: AN IMPORTANT PRODUCTION FACTOR IN INCREASING THE PRODUCTION OF BIRUN COFFEE BEANS, JAMBI Iwil suprianto; Kurniasih setyagustina; Winahyu Dwi Suhitasari
Ar-Ribhu : Jurnal Manajemen dan Keuangan Syariah Vol 4 No 1 (2023): Ar-Ribhu
Publisher : Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Capital is a very important factor in the smooth production. Coffee production produced by farmers is not always stable or increasing, coffee farmers will face problems with yields that will decrease or even fail to harvest, this will be caused by capital, weather, labor and so on. This study uses a quantitative approach and the type of research used in this study is field research using a questionnaire instrument in data collection. The researcher analyzed the data using a simple linear regression analysis tool and used the SPSS computer program to process the research data Hasil penelitian yang telah dilakukan mengenai Pengaruh modal terhadap peningkatan produksi biji kopi menunjukkan bahwa modal mempunyai pengaruh positif terhadap peningkatan produksi biji kopi di Desa Birun Kecamatan Pangkalan Jambu Kabupaten Merangin. It can be seen from the results of this study indicating that the greater the capital used by coffee farmers, the greater the increase in coffee bean production. so capital management must be carried out by coffee farmers, of course, cannot be separated from government support to provide education to farmers about capital management so that it is effective and efficient Keywords: Capital, coffee Production, coffee beans, coffee farmer
PENGARUH JUMLAH PENDUDUK DAN UMUR HARAPAN HIDUP TERHADAP TINGKAT KESEJAHTERAAN MASYARAKAT Egi Anggara; M Joni; Ahmadi Ahmadi; Kurniasih Setyagustina
Manajemen Keuangan Syariah Vol. 2 No. 2 (2022): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (360.757 KB) | DOI: 10.30631/makesya.v2i2.1356

Abstract

The background of this research arises from the interest of researchers to see what are the benchmarks to determine the good and bad of the welfare of the community, especially in the area of origin of the researcher.  Arguments or opinions that say large population causes big problems as well such as welfare problems, where the relationship with the presence of the population and the number of health facilities is an interesting discussion in looking at the welfare of the community. The research method used is a quantitative method, using time series data sourced from secondary data. The data were obtained and researched at the Central Bureau of Statistics of Merangin Regency. Data analysis using SPSS 26.0 program. The results of the data processing show that the researcher's hypothesis is accepted on the population variable, where the level of community welfare has an influence on the population. The rejection of the hypothesis for the effect of life expectancy on the level of community welfare occurs because of the lack of data. The results of this study are expected to be input and support in making people's economic development policies in the Merangin Regency area in accordance with existing Islamic law.
Understood or Forced: Reviewing Lecturers' Interest in Saving in Islamic Banks Kurniasih Setyagustina; Nur Khasanah; Ahmadi Ahmadi; Winahyu Dwi Suhitasari; Rina Nurarifah
Journal Of Sharia Banking Vol 4, No 1 (2023): Journal Of Sharia Banking
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v4i1.8583

Abstract

Understanding Islamic banking can be applied properly but has not fully positively influenced the intention to save in Islamic banking. Lack of interest and customer trust in Islamic banking to save in Islamic banking so there is a need for socialization of Islamic banking knowledge itself, both regarding understanding, of products, principles, and contracts used by parties from Islamic banks. In addition, some opinions also state that it is normal for lecturers at Islamic religious colleges to save in Islamic banks because they are required to open savings accounts to receive their salary through Islamic banks. Based on the description of the problem, the researcher is interested in conducting further research to prove whether the understanding of Islamic banking on lecturers' interest in saving in Islamic banking can maximize or have a positive effect on saving or not saving in Islamic banks. The discussion of this research relates to the field of science in connection with that the approach taken in theories related to understanding and interest. This research is quantitative. The samples used in this study were 34 lecturers. Data collection techniques used are interview techniques, distributing questionnaires, and documentation. The analysis technique of this research uses a validity test, reliability test, normality test, linearity test, classical assumption test, simple linear regression test, and hypothesis test with the help of SPSS version 26 software. The results of the study show that lecturer knowledge influences people's interest in saving at Islamic banks. This of course can prove that Indonesian Islamic banks have a place in the hearts of lecturers, not only because of the obligation to open an account at an Islamic bank to get a salary as a lecturer.
Understood or Forced: Reviewing Lecturers' Interest in Saving in Islamic Banks Kurniasih Setyagustina; Nur Khasanah; Ahmadi Ahmadi; Winahyu Dwi Suhitasari
International Conference on Islamic Economic (ICIE) Vol 2 No 2 (2023): October
Publisher : Sekolah Tinggi Ilmu Bahasa Arab Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v2i2.268

Abstract

Understanding Islamic banking can be applied properly but has not fully positively influenced the intention to save in Islamic banking. Lack of interest and customer trust in Islamic banking to save in Islamic banking so there is a need for socialization of Islamic banking knowledge itself, both regarding understanding, of products, principles, and contracts used by parties from Islamic banks. In addition, some opinions also state that it is normal for lecturers at Islamic religious colleges to save in Islamic banks because they are required to open savings accounts to receive their salary through Islamic banks. Based on the description of the problem, the researcher is interested in conducting further research to prove whether the understanding of Islamic banking on lecturers' interest in saving in Islamic banking can maximize or have a positive effect on saving or not saving in Islamic banks. The discussion of this research relates to the field of science in connection with that the approach taken in theories related to understanding and interest. This research is quantitative. The samples used in this study were 34 lecturers. Data collection techniques used are interview techniques, distributing questionnaires, and documentation. The analysis technique of this research uses a validity test, reliability test, normality test, linearity test, classical assumption test, simple linear regression test, and hypothesis test with the help of SPSS version 26 software. The results of the study show that lecturer knowledge influences people's interest in saving at Islamic banks. This of course can prove that Indonesian Islamic banks have a place in the hearts of lecturers, not only because of the obligation to open an account at an Islamic bank to get a salary as a lecturer.
Co-Authors ABDUL KHOLIK Ahmadi Ahmadi Egi Anggara Iwil Suprianto M Joni M. JONI Nur Khasanah Nur Khasanah RAHMANIA RAHMANIA Rina Nurarifah WINAHYU DWI SUHITASARI