Sundaru Guntur W
Politeknik Negeri Madiun

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EKSEKUSI JAMINAN FIDUSIA PASCA PUTUSAN MAHKAMAH KONSTITUSI (MK) NOMOR 18/PUU-XVII/2019 PADA LEMBAGA PEMBIAYAAN KONSUMEN Sundaru Guntur W
Khatulistiwa: Jurnal Pendidikan dan Sosial Humaniora Vol. 2 No. 1 (2022): Maret : Jurnal Pendidikan dan Sosial Humaniora
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1149.906 KB) | DOI: 10.55606/khatulistiwa.v2i1.521

Abstract

This study aims to identify and understand the implementation of the consumer financing agreement and the resolution of problems that arise in the event of a default by the debtor in the implementation of the consumer financing agreement. This research is specific to the handling of late payments or even bad loans, which then the object of the agreement is executed / withdrawn by the debtor associated with the Decision of the Constitutional Court (MK) Number 18/PUU-XVII/2019 against consumer financing institutions. This study uses an empirical juridical approach. , using primary data and secondary data which is then analyzed using qualitative analysis techniques.
IMPLIKASI HUKUM PENGECEKAN SERTIFIKAT SECARA ONLINE TERHADAP PPAT Sundaru Guntur W
Khatulistiwa: Jurnal Pendidikan dan Sosial Humaniora Vol. 2 No. 1 (2022): Maret : Jurnal Pendidikan dan Sosial Humaniora
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1168.099 KB) | DOI: 10.55606/khatulistiwa.v1i1.542

Abstract

Land Deed Maker Officials are public officials and extensions of BPN authorized by the government to make authentic deeds regarding all legal actions regarding land rights and property rights to flat units. So before PPAT makes a deed of sale and purchase of land, PPAT is obliged to conduct an examination of the original certificate of the land to the Land Office before making a deed of sale and purchase of land because this is a requirement for making a deed of sale and purchase of land. The deed made by PPAT is one of the data sources for the maintenance of land registration data. This is regulated in the Regulation of the Minister of State for Agrarian Affairs/Head of the National Land Agency Number 3 of 1997 concerning Provisions for the Implementation of Government Regulation Number 24 of 1997 concerning Land Registration Article 97, this regulation was made to implement PP RI No. 3 of 1997. However, not all PPATs do this. that matter. In Indonesia there are still PPATs that do not check and check the original land certificates. This is because there are several obstacles faced by PPAT in checking and this does not close the implementation of PPAT's responsibility in checking land certificates before making the deed of sale and purchase of land. Checking land certificates online is not only faster and easier, there are also risks, including system errors, certificates that turn out to be fake, certificates that turn out to be double. This risk also has the potential to become a problem, both criminal and civil, for both PPAT and BPN.
Execution of Fiduciary Guarantee at Consumer Finance Institutions Sundaru Guntur W; Ecbla Prihadyatama; Fredy Susanto
West Science Law and Human Rights Vol. 2 No. 03 (2024): West Science Law and Human Rights
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wslhr.v2i03.1073

Abstract

Motor vehicles are a staple need today, so that the existence of consumer finance companies is very much needed by the community, In addition, the high level of need for consumptive goods and the limited ability or purchasing power of most people to buy in cash make consumer finance institutions so much in demand by the community, so that consumer finance institutions (consumer finance) is quite active in supporting the business world in Indonesia, both for new motorcycles and for used motorcycle units as well as financing furniture and electronic goods. Consumer financing activities are carried out by providing installment payment options in accordance with the consumer's ability and long term. Problems arise when installment payments are delayed or even to the act of deliberately transferring the vehicle to another party without the approval of the financing institution. When this happens, the financing institution will finally look for its vehicle rather than looking for a debtor who will definitely not pay installments anymore, for that a third party called a debt collector appears who is invited to work together. The pros and cons of using third-party services are what make the author analyze in this study, because often the use of third-party services will also cause new problems.
EKSEKUSI JAMINAN FIDUSIA PASCA PUTUSAN MAHKAMAH KONSTITUSI (MK) NOMOR 18/PUU-XVII/2019 PADA LEMBAGA PEMBIAYAAN KONSUMEN Sundaru Guntur W
Khatulistiwa: Jurnal Pendidikan dan Sosial Humaniora Vol. 2 No. 1 (2022): Maret : Jurnal Pendidikan dan Sosial Humaniora
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/khatulistiwa.v2i1.521

Abstract

This study aims to identify and understand the implementation of the consumer financing agreement and the resolution of problems that arise in the event of a default by the debtor in the implementation of the consumer financing agreement. This research is specific to the handling of late payments or even bad loans, which then the object of the agreement is executed / withdrawn by the debtor associated with the Decision of the Constitutional Court (MK) Number 18/PUU-XVII/2019 against consumer financing institutions. This study uses an empirical juridical approach. , using primary data and secondary data which is then analyzed using qualitative analysis techniques.
IMPLIKASI HUKUM PENGECEKAN SERTIFIKAT SECARA ONLINE TERHADAP PPAT Sundaru Guntur W
Khatulistiwa: Jurnal Pendidikan dan Sosial Humaniora Vol. 2 No. 1 (2022): Maret : Jurnal Pendidikan dan Sosial Humaniora
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/khatulistiwa.v1i1.542

Abstract

Land Deed Maker Officials are public officials and extensions of BPN authorized by the government to make authentic deeds regarding all legal actions regarding land rights and property rights to flat units. So before PPAT makes a deed of sale and purchase of land, PPAT is obliged to conduct an examination of the original certificate of the land to the Land Office before making a deed of sale and purchase of land because this is a requirement for making a deed of sale and purchase of land. The deed made by PPAT is one of the data sources for the maintenance of land registration data. This is regulated in the Regulation of the Minister of State for Agrarian Affairs/Head of the National Land Agency Number 3 of 1997 concerning Provisions for the Implementation of Government Regulation Number 24 of 1997 concerning Land Registration Article 97, this regulation was made to implement PP RI No. 3 of 1997. However, not all PPATs do this. that matter. In Indonesia there are still PPATs that do not check and check the original land certificates. This is because there are several obstacles faced by PPAT in checking and this does not close the implementation of PPAT's responsibility in checking land certificates before making the deed of sale and purchase of land. Checking land certificates online is not only faster and easier, there are also risks, including system errors, certificates that turn out to be fake, certificates that turn out to be double. This risk also has the potential to become a problem, both criminal and civil, for both PPAT and BPN.