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All Journal Jurnal Ad'ministrare: Jurnal Pemikiran Ilmiah dan Pendidikan Administrasi Perkantoran Jurnal Ad'ministrare
Andi Syamsir
Faculty of Economics and Business, Universitas Negeri Makassar, Indonesia
Humanities Decision Sciences, Operations Research & Management Education Social Sciences

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Digital Currency in Indonesia (Prospects and Challenges in Inclusive Financial Reviews) Syamsu Alam; Muh. Jamil; Andi Syamsir
Jurnal Ad'ministrare Volume 9, Issue 2, July-December 2022
Publisher : Pendidikan Administrasi Perkantoran, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (432.604 KB) | DOI: 10.26858/ja.v9i2.39498

Abstract

Who controls global finance? Digitalization is a necessity that will disrupt every area of human life. Money is like 'blood' in the economy. If the currency is disrupted then all areas of human life are also disrupted. Private versions of cryptocurrencies have disrupted the global financial system controlled by Central Banks. Central Bank Digital Currency (CBDC) is the currency version of the Central Bank. Using primary data and reference studies on Digital Currency. Several empirical challenges and opportunities in adopting digital currencies such as increasing the effectiveness, efficiency, and accessibility of individuals to financial service facilities. The right, reliable and trusted Digital Currency model can increase the utility of transactions for individuals and the economy as a whole. Some of the main challenges of digital infrastructure, security systems, Integration, Innovation of new services, disintermediation, transparency and efficiency. The ability to overcome these challenges can increase financial sector.
Digital Currency in Indonesia (Prospects and Challenges in Inclusive Financial Reviews) Syamsu Alam; Muh. Jamil; Andi Syamsir
Jurnal Ad'ministrare Volume 9, Issue 2, July-December 2022
Publisher : Pendidikan Administrasi Perkantoran, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/ja.v9i2.39498

Abstract

Who controls global finance? Digitalization is a necessity that will disrupt every area of human life. Money is like 'blood' in the economy. If the currency is disrupted then all areas of human life are also disrupted. Private versions of cryptocurrencies have disrupted the global financial system controlled by Central Banks. Central Bank Digital Currency (CBDC) is the currency version of the Central Bank. Using primary data and reference studies on Digital Currency. Several empirical challenges and opportunities in adopting digital currencies such as increasing the effectiveness, efficiency, and accessibility of individuals to financial service facilities. The right, reliable and trusted Digital Currency model can increase the utility of transactions for individuals and the economy as a whole. Some of the main challenges of digital infrastructure, security systems, Integration, Innovation of new services, disintermediation, transparency and efficiency. The ability to overcome these challenges can increase financial sector.
Co-Authors Muh. Jamil Syamsu Alam