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Tantangan Penegakan Hukum Persaingan Usaha Pada Industri Perbankan Syariah Huta Disyon; Fildzah Rio
Jurnal Persaingan Usaha Vol 2 No 2 (2022): Jurnal Persaingan Usaha
Publisher : Komisi Pengawas Persaingan Usaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55869/kppu.v2i2.67

Abstract

Islamic Banking Law obliged business actors to take certain actions in order to create a stronger sharia banking industry. For example, the obligation to separate the Sharia Business Unit from the conventional parent bank and the minimum core capital requirement. To implement these regulations, Islamic banks may engage in several corporate actions, including spin-offs, mergers, and takeovers of business units. This research is intended to examine the potential violations of Law 5/1999 in the implementation of those Islamic bank corporate actions. The research method used is normative juridical, by reviewing Islamic Banking Law and Law 5/1999. According to the research, it has been determined a significant number of corporate actions in the Islamic banking sector would occur in 2023, necessitating increased attention from the KPPU, BI, and OJK to supervise these corporate actions in order to ensure healthy competition in the Islamic banking sector.
THE AUTHORITY OF THE ALTERNATIVE DISPUTE RESOLUTION AGENCIES IN THE INSURANCE SECTOR UNDER INDONESIAN LAWS Elisatris Gultom; Siti Rohani; Huta Disyon; Savirra Satriadi
Kanun Jurnal Ilmu Hukum Vol. 25, No. 3, December 2023: Law and Justice in Various Context in Indonesia
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/kanun.v25i3.28265

Abstract

This study examines the mechanism and authority involved in resolving consumer disputes within the insurance sector. The study adopts a normative juridical method to analyze the topic comprehensively. Initially, it provides an overview of the mechanism employed to address consumer disputes in the insurance sector. Subsequently, it delves into an examination of the authority responsible for handling such disputes in Indonesia, particularly focusing on out-of-court alternative dispute resolution methods. The findings of the study reveal that insurance customers resort to various dispute resolution measures when faced with claim defaults by insurance companies. These measures include initiating civil lawsuits in the District Court and filing reports through either the Consumer Dispute Settlement Agency or the Indonesian Insurance Mediation Agency. It is important to note that the resolution of insurance disputes should adhere to the terms and conditions outlined in the Insurance Policy, as it represents a binding agreement between the insurer and the insured