Anjar Sri Ciptorukmi Nugraheni
Sebelas Maret University

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IMPLEMENTASI ASAS IN BEZIT STELLING PADA CASH COLLATERAL SEBAGAI JAMINAN ATAS PERJANJIAN KREDIT (Studi PT. Bank Rakyat Indonesia (PERSERO) KC Bojonegoro) Khoirunnisa Diyah Permata; Anjar Sri Ciptorukmi Nugraheni
Jurnal Privat Law Vol 12, No 2 (2024): AGUSTUS-DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v12i2.50734

Abstract

AbstractThis Articles aims to analyze the implementation of in bezit stelling principle on cash collateral as collateral for credit agreements and the execution of cash collateral by analyze first the implementation of credit agreements. This study belongs to empirical law research that is descriptive in nature. The data was obtained from primary and secondary data. Considering the result of research and discussion Based on the results of the research and discussion, a conclusion was made regarding the implementation of in bezit stelling principle on cash collateral at BRI Bojonegoro Branch Office and execution of cash collateral, credit loans use cash collateral tied to a mortgage agreement to ensure repayment of debtor debt, There is a surrender of cash collateral as a real delivery which is the legal amount of the mortgage along with the blocking of the credit. Creditor also has preference right, namely the right to precedence in the term of debt repayment over object execution result becoming the mortgage collateral objects against other creditor. If when the debtor makes a default, then BRI Bojonegoro Branch Office execute directly (parate execution) against cash collateral. Execution may be made by withdrawal for payment of debtor debt.
Rekonstruksi Kode Etik Notaris: Menjawab Dilema Publikasi dan Promosi Jabatan di Era Digital Sari Dewi Adhistya Wandayani; Emmy Latifah; Anjar Sri Ciptorukmi Nugraheni
JURNAL USM LAW REVIEW Vol. 8 No. 3 (2025): DECEMBER
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/julr.v8i3.12790

Abstract

This study analyzes the normative weaknesses of Article 4 paragraph (3) of the Notary Code of Ethics, which prohibits notaries from engaging in publication or promotion activities but remains ambiguous and unresponsive to the dynamics of the digital era. The ambiguity of this provision creates legal uncertainty and challenges the adaptation of notarial practices to the development of digital communication technologies. Using a normative juridical research method with statutory and conceptual approaches, this study examines the relationship between ethical restrictions and the growing need for transparency and public access to legal information. The findings reveal that the lack of clear distinctions between publication and promotion results in inconsistent enforcement and restricts notaries’ ability to educate the public. The study’s novelty lies in its proposal to reconstruct Article 4 paragraph (3) of the Notary Code of Ethics by incorporating explicit exceptions that allow notaries to use digital media for non-commercial educational purposes, thereby harmonizing professional integrity with technological advancement. The reconstruction is expected to strengthen legal certainty, support the proportional exercise of ethical rules, and enhance the accessibility of notarial services in the digital era.   Penelitian ini menganalisis kelemahan normatif Pasal 4 ayat (3) Kode Etik Notaris yang melarang notaris melakukan publikasi atau promosi jabatan, namun masih bersifat ambigu dan belum adaptif terhadap dinamika era digital. Ketidakjelasan norma tersebut menimbulkan ketidakpastian hukum dan menghambat kemampuan notaris untuk beradaptasi dengan perkembangan teknologi komunikasi digital. Dengan menggunakan metode penelitian yuridis normatif melalui pendekatan perundang-undangan dan konseptual, penelitian ini menelaah hubungan antara pembatasan etis dan kebutuhan masyarakat terhadap keterbukaan informasi hukum. Hasil penelitian menunjukkan bahwa tidak adanya pembedaan yang tegas antara publikasi dan promosi mengakibatkan inkonsistensi penerapan sanksi serta membatasi peran notaris dalam memberikan edukasi hukum kepada publik. Kebaruan penelitian ini terletak pada usulan rekonstruksi Pasal 4 ayat (3) Kode Etik Notaris dengan menambahkan klausul eksplisit yang memperbolehkan notaris memanfaatkan media digital untuk tujuan edukatif non-komersial, sehingga tercipta keseimbangan antara integritas profesi dan kemajuan teknologi. Rekonstruksi ini diharapkan memperkuat kepastian hukum, mendorong penerapan prinsip proporsionalitas dalam etika profesi, serta meningkatkan aksesibilitas layanan kenotariatan di era digital.