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All Journal Journal of Enterprise and Development (JED) Anindyaguna Ekonobisnis : Jurnal Ekonomi dan Bisnis STIE Anindyaguna
Khairina Tambunan
Universitas Islam Negeri Sumatera Utara, Indonesia
Economics, Econometrics & Finance

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AKIBAT PEMAKAIAN TRANSAKSI CASHLESS TERHADAP PERTUKARAN UANG TUNAI DI INDONESIA Anggun Maisarah; Faridah Salwa; Ilza Dalis Astiza; Maisyah Hawanda; Nur Azizah Siregar; Tesya Oktaviani; Khairina Tambunan
Anindyaguna Ekonobisnis : Jurnal Ekonomi dan Bisnis STIE Anindyaguna Vol 4 No 2 (2022): Anindyaguna Ekonobisnis : Jurnal Ekonomi dan Bisnis Anindyaguna
Publisher : LPPM STIE Anindyaguna

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Abstract

Perkembangan zaman yang semakin modern menjadikan sistem teknologi semakin berkembang begitu cepat yang menjadikan berubahnya pola kehidupan masyarakat dari yang biasanya tradisional menjadi modern terkhusus di indonesia. Alternatif pembayaran yang saat ini sedang berkembang pesat yaitu pembayaran non tunai atau cashless.Transaksi cashless pada zaman sekarang lebih banyak penggunaannya untuk melakukan proses transaksi. Transaksi Non tunai mempunyai kelebihan yaitu lebih nyaman dan aman serta prosesnya juga cepat dan mudah, Kebijakan Moneter di Indonesia juga berdampak pada penggunaan transaksi nontunai. Pada kebijakan moneter Transaksi e-money sangat berdampak pada persebaran uang di indonesia. Tidak Hanya itu,inflasi dapat mempengaruhi total uang yang tersebar di Indonesia. Pada Penelitian Ini Transaksinya melalui ATM debit dan kredit, dan e-money lainnya. Tujuan dari pengamatan penelitian ini ialah untuk memahami akibat pemakaian Transaksi Cashless terhadap pertukaran uang tunai di Indonesia Tahun tahun 2014-2018.Dalam kajian pembahasan ini metode yang dipakai leh peneliti ialah library research atau kajian pustaka, seperti mengambil data dari sumber yang pasti dari buku, kamus, jurnal, majalah, dll,sehingga peneliti tidak perlu turun langsung kelapangan.Berdasarkan hasil penelitian yang sudah dilaksanakan, transaksi cashless berpengaruh baik dan penting akan perubahan total uang yang tersebar.
Exploring the connection between women's dual roles, consumption patterns, and family economic welfare Anggi Aditiya Ningsih; Mustapa Khamal Rokan; Khairina Tambunan
Journal of Enterprise and Development (JED) Vol. 5 No. Special-Issue-1 (2023): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

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Abstract

Purpose — The objective of this study is to examine the impact of women's dual roles on the economic welfare of their families, as well as the extent to which consumption patterns can moderate this effect. Method — This study utilized a quantitative research approach. The target population consisted of housewives residing in Sei Sijenggi Village. A purposive sampling technique was employed to select 110 participants. Data collection involved administering a questionnaire specifically designed for housewives in Sei Sijenggi Village. The collected data were subsequently analyzed using the Moderated Regression Analysis (MRA) test.Result — The findings indicated a substantial impact of women's dual roles on the economic welfare of their families. Additionally, the study revealed that consumption patterns significantly influence family economic welfare. Furthermore, consumption patterns were found to play a significant moderating role in the relationship between women's dual roles and family economic welfare.Contribution — This research aims to contribute academically by uncovering the precise influence of housewives' dual roles as a benchmark for family economic welfare, emphasizing the significance of housewives' consumption patterns in effectively managing expenditure to attain economic well-being within the family.
Co-Authors Anggi Aditiya Ningsih Anggun Maisarah Faridah Salwa Ilza Dalis Astiza Maisyah Hawanda Mustapa Khamal Rokan Nur Azizah Siregar Tesya Oktaviani