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All Journal Jurnal Ilmiah Wahana Pendidikan
Gusgana Suria Manda
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Analisis Manajemen Risiko Kredit Usaha (KUR) Untuk Meminimalkan Kredit Bermasalah Faradila Indah Sucianty; Gusgana Suria Manda
Jurnal Ilmiah Wahana Pendidikan Vol 8 No 24 (2022): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (152.969 KB) | DOI: 10.5281/zenodo.7460372

Abstract

This study aims to analyze the application of credit risk management from MSMEs to the People's Business Credit (KUR) of Bank BJB to minimize bad loans and find effective applications. This type of survey uses a descriptive survey method. The results showed that Bank BJB actively controls the commissioners and the board for credit risk management, policies, procedures, restrictions, identification, measurement, monitoring, and information systems. This study shows that Bank BJB can maintain staff independence in lending and can be very effective in improving the credit monitoring process.
Co-Authors Faradila Indah Sucianty