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ANALISIS TINGKAT RISIKO KREDIT PADA PT. BANK SULUT, TBK DI MANADO Coragneta Tamon, Fabiola Brigitta; M. Tumbel, Tineke; Tatimu, Ventje
JURNAL ADMINISTRASI BISNIS (JAB) Vol 4, No 1 (2016): jurnal administrasi bisnis
Publisher : Sam Ratulangi University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35797/jab.4.1.2016.11280.%p

Abstract

This study is based on that bank is a business entity that collects funds from the public in the form of savings and channel them back to the community in the form of loans. The general activities of banks as a financial intermediary is basically memobalisasi funds from the public for further distribution to individuals or institutions that need the funds in the form of loans or credit. Credit is one part of capital formation carried out by financial institutions, in this case the banks to the public in order to boost the performance of the business, so it can be used to improve the productivity of the real sector which is done by people individually or in groups. The purpose of this study was to determine how much the level of credit risk at PT. Bank of North Sulawesi, Tbk in Manado. This research uses descriptive quantitative approach using financial ratio analysis through NPL. Credit risk is known as non-productive loans for the banking sector. Bank Indonesia classifies non prduktif credits in three categories: category substandard, doubtful and loss. The level of the average NPL ratio of 0.17% in the period December 31, 2012 until 30 September 2013 period, the ratio is very good because it still remains far below the tolerance level of NPLs is set by BI at 5% the amount of non-performing loans (NPL).Keywords: Credit risk, bank
Pengaruh Nilai Kerja Terhadap Kinerja Karyawan Pantouw, Yuvika Monika; Tatimu, Ventje; Sambul, Sofia A. P.
JURNAL ADMINISTRASI BISNIS (JAB) Vol 9, No 3 (2019)
Publisher : Sam Ratulangi University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35797/jab.9.3.2019.25517.85-92

Abstract

The purpose of this study was to determine the effect of work value on the performance of study employees in Millennial Bank Mandiri Area Manado employees. Values contain an element of judgment because they contain an individual's ideas about what is true, good or desirable. Work values are important for studying organizational behavior because work values are the basis for understanding attitudes and motivation and influencing our perception. Performance is the result or results achieved during a certain period in the tasks compared to, such as work standards, targets or goals or criteria that have been agreed upon in advance have been agreed upon. The relationship between work values and employee performance is closely related to employee empowerment in a company. The analytical method used is a simple linear regression analysis. The results of this study stated that the Value variable in this study had a positive and significant effect on Employee Performance in the Study of millennial generation employees in Bank Mandiri Area Manado.PT. Bank Mandiri in Manado should increase and pay more attention to the value of work than employees within the company, especially to millennial generation employees, because giving due to paying attention to work values than millennial generation employees can improve employee performance within the company.
Pengaruh Karakteristik Pekerjaan, Pengembangan Karir Dan Kompensasi Terhadap Loyalitas Karyawan Lumiu, Charlos Alexander; Pio, Riane J.; Tatimu, Ventje
JURNAL ADMINISTRASI BISNIS (JAB) Vol 9, No 3 (2019)
Publisher : Sam Ratulangi University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35797/jab.9.3.2019.25518.93-100

Abstract

This study aims to examine the effect of job characteristics, career development, and compensation on employee loyalty. The potential of existing human resources in the company must be utilized as well as possible, so as to be able to provide optimal output. An organization will run smoothly if all services provided by individuals to the organization get balanced attention and rewards. The general research objective is to examine and determine the effect of job characteristics, career development, and compensation on employee loyalty. The method used in this research is the quantitative descriptive method, using Structural Equation Modeling with Partial Least Square. The results obtained from the study that simultaneously the ability of the variable Job Characteristics, Career Development and Compensation in explaining the magnitude of the influence on the variable Employee Loyalty is 14%, the rest is explained by other variables outside this study.
Pengaruh Keselamatan dan Kesehatan Kerja Terhadap Kinerja Karyawan PT PP Presisi, Tbk Proyek Tol Manado-Bitung Kourouw, Pemsi; Tatimu, Ventje; Sambul, Sofia A. P.
JURNAL ADMINISTRASI BISNIS (JAB) Vol 9, No 3 (2019)
Publisher : Sam Ratulangi University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35797/jab.9.3.2019.25126.25-34

Abstract

This study aims to determine the effect of Occupational Safety and Health on Employees Performance at PT. PP Presisi.Tbk Proyek Tol Manado-Bitung. This study uses a quantitative approach, with a sample of 70 respondents. The sampling techniques in this study were to use Simple Random Sampling. Data collection techniques in this study are by using a questionnaire distribution. The analysis techniques used in this study includes validity test, reliability test, multiple regression test, F test, t-test and coefficient of determination. The data that has fulfilled the analysis techniques was processed using the help of the SPSS 25 program. It can be seen from the results of the statistical test that the Occupational Safety and Health independent variables affect the dependent variable of Employee Performance. The results showed that based on the calculation of the coefficient of determination the influence of the independent variable Occupational Safety and Health on the dependent variable of Employee Performance is 0,368 or 3,68 % which shows that Employee Performance can be influenced by Occupational Safety variable and Occupational Health variable. While the remaining 63, 2 % is influenced by other variables that do not exist in this study. This shows that Occupational Safety and Health has a significant effect on Employee Performance. Where if Occupational Safety is guaranteed and Occupational Health is goodwill improve Employee Performance.
Pengaruh Kompensasi dan Kepuasan Kerja Terhadap Kinerja Karyawan PT. Mayora Indah Tbk Cabang Tomohon Languyu, Tesalonika Atika; Tatimu, Ventje; Rumawas, Wehelmina
JURNAL ADMINISTRASI BISNIS (JAB) Vol. 14 No. 3 (2024)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Kompensasi Dan Kepuasan Kerja Terhadap Kinerja karyawan PT Mayora Indah Tbk Cabang Tomohon, Dalam penelitian ini menggunakan pendekatan kuantitatif, dengan sampel sebanyak 40 responden. Teknik pengambilan sampel dalam penelitian ini menggunakan Teknik Sampling jenuh. Pengumpulan data dalam penelitian ini dilakukan dengan menggunakan kuesioner. Teknik analisis yang digunakan dalam penelitian menggunakan Partial Least Square (PLS). Data yang telah memenuhi syarat untuk dianalisis, diolah dengan menggunakan bantuan program SmartPLS4. Dari hasil pengujian secara statistik, ditemukan bahwa Kompensasi tidak berpengaruh terhadap Kinerja karyawan, Kompensasi berpengaruh terhadap Kepuasan Kerja, dan kepuasan Kerja berpengaruh terhadap Kinerja karyawan PT Mayora Indah Tbk Cabang Tomohon.
Pengaruh Kompensasi dan Kepuasan Kerja Terhadap Kinerja Karyawan PT. Mayora Indah Tbk Cabang Tomohon Languyu, Tesalonika Atika; Tatimu, Ventje; Rumawas, Wehelmina
JURNAL ADMINISTRASI BISNIS (JAB) Vol. 14 No. 3 (2024)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Kompensasi Dan Kepuasan Kerja Terhadap Kinerja karyawan PT Mayora Indah Tbk Cabang Tomohon, Dalam penelitian ini menggunakan pendekatan kuantitatif, dengan sampel sebanyak 40 responden. Teknik pengambilan sampel dalam penelitian ini menggunakan Teknik Sampling jenuh. Pengumpulan data dalam penelitian ini dilakukan dengan menggunakan kuesioner. Teknik analisis yang digunakan dalam penelitian menggunakan Partial Least Square (PLS). Data yang telah memenuhi syarat untuk dianalisis, diolah dengan menggunakan bantuan program SmartPLS4. Dari hasil pengujian secara statistik, ditemukan bahwa Kompensasi tidak berpengaruh terhadap Kinerja karyawan, Kompensasi berpengaruh terhadap Kepuasan Kerja, dan kepuasan Kerja berpengaruh terhadap Kinerja karyawan PT Mayora Indah Tbk Cabang Tomohon.