Arum Pratiwi Puspitasari, Arum Pratiwi
Accounting and Finance Department, Faculty of Economics and Communication, BINUS University

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ANALISIS PENGARUH BEBERAPA FAKTOR KEUANGAN BANK TERHADAP JUMLAH PEMBERIAN KREDIT DI PERBANKAN INDONESIA Cahyadi, Yoyo; Puspitasari, Arum Pratiwi
Journal of Business Strategy and Execution Vol 7, No 2 (2015): Publish on June 2015
Publisher : Bina Nusantara University

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Abstract

Research aims to analyze the effect of DPK, LDR, [1]CAR, NPL, ROA, and BOPO on credit grant in Indonesian banking. Research used quantitative analysis method with multiple regression technique to examine the relationship of one dependent variable and more than one independent variables. Variables used in the study were DPK, LDR, CAR, NPL, ROA, and BOPO as independent variables and the amount of credit grant as dependent variable. Results showed that six independent variables simultaneously affected the dependent variable; and partially, variable DPK and LDR had significant positive influence on the amount of credit grant. Then, the CAR showed no significant positive influence and NPL, ROA, and BOPO showed no significant negative on the amount of credit grant.