Dr. Meghna Jain
Associate Professor, Gyan Ganga Institute of Technology & Sciences, Jabalpur, India

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A Study of Selected Flexi Cap Mutual Funds Dr. Meghna Jain
Journal of Corporate Finance Management and Banking System ( JCFMBS) ISSN : 2799-1059 Vol. 2 No. 04 (2022): June-July 2022
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.24.16.24

Abstract

This paper represents an overview on the performance evaluation of the flexi cap mutual funds. A mutual fund is a type of financial vehicle made up of a pool of money collected from many investors in order to invest in securities like stock, bonds, money market instruments and other assets. Flexi cap funds are open ended dynamic equity schemes that invest across large cap, mid cap and also small cap stocks. These funds allow the investors to diversify their portfolios across market capitalizations in order to reduce risk and volatility. Thus, the fund manager is responsible to analyze the potential of various businesses irrespective of their size and allocation of funds to different sectors and other businesses. This paper also attempts to analyze the best flexi cap mutual funds for the Generation Z. The objective of this research paper is to evaluate the performance of the Parag Parikh flexi cap fund, UTI flexi cap fund and PGIM India flexi fund over the time period of last four years i.e. 2018-19 to 2021-22.
A Study of Financial Literacy Level towards Electronic Banking Amongst Youth Dr. Meghna Jain
Journal of Corporate Finance Management and Banking System ( JCFMBS) ISSN : 2799-1059 Vol. 3 No. 03 (2023): April-May 2023
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.33.39.55

Abstract

Literacy towards various financial aspects as well as towards financial instruments has been very low among people in many countries including developed and developing countries. Financial literacy can be considered very low among youth as the outcome of most of the research. There are many options where people can invest their money. Such options are known to only a few common people. Every individual starts saving money at a very early age. This money reaches banks only after the person crosses a certain age. Even today, people are using traditional methods of Banking as they are not aware about E-Banking to a great extent. E-Banking helps the customers in saving their money, efforts and time. Bankers try to educate them about various uses of E-Banking from time to time through various seminars, educational programmes and many other ways. In this research, students at a major institution were randomly chosen to participate in research. The questions were typically based on the use of E-Banking services and also to check whether they are still connected with Banks through traditional methods only. The objective of the study is to understand the awareness level and usage towards various E-banking services offered by Public and Private Sector Banks amongst youth. The result of the study indicates that the youth has been using ATM and Internet Banking, but is still not aware much about the other forms of E-Banking i.e. Mobile, SMS and Phone Banking.