Mansur Azis
Institut Agama Islam Negeri Ponorogo

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ANALISIS PENGEMBANGAN DESA WISATA “NGEBEL ADVENTURE PARK” Dwi Lestari; Mansur Azis
Niqosiya: Journal of Economics and Business Research Vol. 2 No. 2 (2022): Juli-Desember 2022
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v2i2.948

Abstract

Development is very important to do in a tourist attraction because it is a process of change from something that has been good to be even better. Without the development of a tourist attraction, there will be no developments and changes that occur to the object. With the development of Ngebel Adventure Park tourism properly, it is expected to create jobs. Business field for the community and can drive the economy for the surrounding community, especially Ngebel Village, Ngebel District, Ponorogo Regency. The main purpose of this study was to analyze how the development was carried out in the "Ngebel Adventure Park" Tourism Village. The type of research used to assist this research is the type of field research by searching for data directly by looking at the object to be studied. researchers carried out research in Ngebel Village, Ngebel District, Ponorogo Regency to examine the development of the "Ngebel Adventure Park" Tourism Village. In this study, when viewed from the type of data, this research is classified into qualitative research. From the results of the study, it can be seen that the "Ngebel Adventure Park" Tourism Village has carried out tourism development through several components such as tourist attractions, accessibility, amenities, public facilities, and institutions. However, the development process encountered obstacles in the form of lack of funds, road access to the location and lack of public awareness. Abstrak Pengembangan sangat penting dilakukan pada suatu objek wisata karena merupakan suatu proses perubahan dari sesuatu yang telah baik menjadi lebih baik lagi. Tanpa dilakukan pengembangan pada suatu objek wisata maka tidak aka nada perkembangan dan perubahan yang terjadi terhadap objek tersebut. Dengan pengembangan wisata Ngebel Adventure Park dengan baik maka diharapkan dapat menciptakan lapangan kerja. Lapangan usaha bagi masyarakat serta dapat menggerakkan perekonomian bagi masyarakat sekitar khususnya Desa Ngebel Kecamatan Ngebel Kabupaten Ponorogo. Tujuan utama penelitian ini adalah untuk menganalisis bagaimana pengembangan yang dilakukandi Desa Wisata ”Ngebel Adventure Park”. Jenis penelitian yang digunakan untuk membantu penelitian ini adalah jenis penelitian field research (Penelitian lapangan) dengan melakukan pencarian data dengan cara langsung dengan melihat objek yang akan diteliti. peneliti melaksanakan penelitian di Desa Ngebel Kecamatan Ngebel Kabupaten Ponorogo untuk meneliti pengembangan Desa Wisata “Ngebel Adventure Park”. Dalam penelitian ini, jika dilihat dari jenis datanya maka penelitian ini diklasifikasikan menjadi penelitian kualitatif. Dari hasil penelitian, dapat diketahui bahwa Desa Wisata “Ngebel Adventure Park” telah melakukan pengembangan wisata melalui beberapa komponen seperti daya tarik wisata, aksesibilitas, amenitas, fasilitas umum, dan kelembagaan. Namun, pada proses pengembangan mengalami kendala berupa minimnya dana, akses jalan menuju lokasi serta kesadaran masyarakat masih kurang.
Pembiayaan Kredit Pemilikan Rumah (KPR) Subsidi Untuk Meningkatkan Kesejahteraan Masyarakat Berpenghasilan Rendah Mansur Azis; Gista Neli Mariskha
Niqosiya: Journal of Economics and Business Research Vol. 3 No. 1 (2023): Januari-Juni 2023
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v3i1.1717

Abstract

The house is a primary need not easily owned by everyone first for low-income people. This study aims to determine the implementation, inhibiting factors, and impact of mortgage loans. This research was conducted because there has been no similar research that includes information from housing developers. The context for improving the community's welfare has not yet been studied. This research is qualitative research based on field research. Data were obtained from interviews with customers, banks, and housing developers. The results show that despite the difficulties in collecting housing loan requirements, it can help and make it easier for people to own a house. There are inhibiting factors, including public awareness, problems with checking BI, dishonesty in the community about salaries, insufficient filing, difficulty obtaining salary certificates, non-strategic house locations, licensing regulations, and bank regulations during the pandemic. Meanwhile, the impact of home ownership loans on customers is to increase the customer's obligations or debts in installments every month. For housing developers, subsidized housing loans make developers take longer to find a location for housing construction that fits the government budget. On the other hand, developers also failed to realize sales due to the pandemic. Meanwhile, for the Karanganyar State Islamic Savings Bank, subsidized housing loans made the obligation to return funds to the government increased. It can be concluded that subsidized ownership credit can help and facilitate low-income people to own a house.