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All Journal Jurnal Ilmiah Raflesia Akuntansi
Irpan Nurhab
INSTITUT AGAMA ISLAM NEGERI METRO
Economics, Econometrics & Finance

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THE EFFECT OF FINANCIAL LITERACY ON THE PERFORMANCE OF MICRO, SMALL, AND MEDIUM BUSINESSES IN METRO LAMPUNG CITY Irpan Nurhab
Jurnal Ilmiah Raflesia Akuntansi Vol 7 No 2 (2021): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v7i2.218

Abstract

Micro, Small, and Medium Enterprises help many people in reducing poverty. Increased financial literacy and financial inclusion can develop Micro, Small, and Medium Enterprises because Micro, Small, and Medium Enterprises actors can understand the basic concepts of financial products, good financial planning, and management, and protect them in the future from fraud and fraudulent work. not healthy. on financial markets. This study aims to determine the effect of financial literacy on the development of the performance of Micro, Small, and Medium Enterprises in Metro Lampung City. The type of research used is a quantitative approach. Collecting data from the study was based on interviews and distributing questionnaires with a sampling technique, namely simple random sampling. The number of samples used was 100 Micro, Small, and Medium Enterprises. The data analysis technique in this study was multiple linear regression analysis using the SPSS computer program. The results of this study can be concluded that financial literacy is a factor influencing the development of the performance of Micro, Small, and Medium Enterprises in Metro Lampung City
INFLUENCE FACTOR FINANCIAL LITERACY Irpan Nurhab
Jurnal Ilmiah Raflesia Akuntansi Vol 6 No 2 (2020): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v6i2.219

Abstract

One of the intelligence that modern humans must possess is financial intelligence, namely intelligence in managing personal financial assets. Students generally have greater freedom to make personal decisions in financial matters. However, the current phenomenon does not reflect the level of student financial literacy. This is the maximum money he has. Students need to be equipped with knowledge and expertise in the field of finance and taught ways to manage finances so that students cannot take advantage of this research. This study aims to determine what factors influence the financial literacy of students at the Metro State Islamic Institute. The method used in this study was to take a direct approach to the respondents who were sampled in the study to obtain primary data. The sampling technique in this study used a proportional random sampling technique with data collection techniques using a questionnaire distribution technique. Factor analysis of 17 indicator variables produces 5 forming factors, namely: 1) Management factor, 2) Revenue factor, 3) Budgeting factor, 4) Education factor, and 5) Planning factor. Keywords: Factor Analysis, Financial Literacy, Multivariate Analysis
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