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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Iqtishoduna: Jurnal Ekonomi Islam Referensi Islamika: Jurnal Studi Islam
Lusiana Ulfa Hardinawati
Universitas jember
Religion Humanities Economics, Econometrics & Finance Social Sciences

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Institutional and Empowerment Models of Integrated Zakāh Village in Jember Agus Mahardiyanto; Moehammad Fathorrazi; Lusiana Ulfa Hardinawati
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 14, No 2 (2022)
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v14i2.27793

Abstract

Indonesia has a significant zakāh potential. However, the challenges faced by zakāh management are related to the collection and distribution. This research aims to analyze the institutional patterns and empowerment models of the Integrated Zakāh Village in Jember using the Participatory Rural Appraisal (PRA) theory. Using observations, a document study, Focused-Group Discussions (FGD), and in-depth interviews with the zakāh stakeholders, this research assesses the compatibility of the PRA theory in the development of Kampung Zakāh. This study finds that the obstacles in the Zakāh Village program are related to mustaḥiq's work ethics and enthusiasm. Among the aspects that need to be improved is the promotion of the program through social media to make it a massive community movement. Furthermore, this program empowers marginalized groups, including women, and encourages them to be independent.
Analysing The Impact of Halal Certification for the Development of Micro, Small, and Medium Enterprises' Competitiveness in Besuki Raya, Indonesia Moehammad Fathorrazi; Agus Mahardiyanto; Lusiana Ulfa Hardinawati; Zainuri; Suparman; Akhmad Munir; Agus Priyono; Moh Shaleh
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 2 (2025): October
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i2.3663

Abstract

This research attempts to analyze the impacts experienced by Micro, Small, and Medium Enterprises' (MSMEs) Competitiveness after obtaining Halal certification. The study focused on MSMEs in the Food and Beverage sector using a qualitative exploratory approach. This research was conducted using a qualitative descriptive approach and using a purposive sampling method. One respondent was selected from each district to ensure that all districts within the study area were represented. The rationale for this approach was to secure minimal but sufficient representation from every district under investigation. The analysis results show that halal certification contributes not only to business growth but also to the advancement of Islamic economic values by embedding halalan tayyiban principles into the supply chain, promoting transparency, and reinforcing consumer rights in predominantly Muslim markets. The study further highlights that Halal certification contributes to advancing of Islamic economic values by embedding the principles of halalan tayyiban into production and distribution processes, promoting business transparency, and reinforcing consumer rights in predominantly Muslim communities. Therefore, Halal certification serves not only as a religious or legal obligation but also as a strategic instrument for sustainable growth and empowerment of MSMEs in regional economic development.
THE ROLE OF PROFIT SHARING IN MEMBER SATISFACTION IN SHARIA COOPERATIVES Moehammad Fathorrazi; Lusiana Ulfa Hardinawati; Mohammad Saleh; Agus Mahardiyanto; Suparman Suparman; Akhmad Munir
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 2 (2026): APRIL
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i2.722

Abstract

This study aims to analyze the effects of religiosity, service quality, and profit sharing on member satisfaction in sharia cooperatives in Jember Regency, Indonesia. The study is important because empirical research on member satisfaction in sharia cooperatives remains limited, particularly in regions characterized by strong Islamic socio-cultural values. This study employed a quantitative approach using purposive sampling. Data were collected from 68 members of four sharia cooperatives in Jember Regency through questionnaires measured using a five-point Likert scale. Multiple regression analysis was used to examine the effects of religiosity, service quality, and profit sharing on member satisfaction. The results indicate that profit sharing has a positive and significant effect on member satisfaction (β = 0.601; p < 0.001). In contrast, religiosity (p = 0.663) and service quality (p = 0.983) do not significantly affect member satisfaction. The regression model explains approximately 19.08% of the variation in member satisfaction. This study is limited by its relatively small sample size and its focus on sharia cooperatives in a single regency, which may limit the generalizability of the findings. Future studies are encouraged to include broader geographical coverage and additional variables related to Islamic financial behavior. This study contributes to the literature on Islamic cooperatives by demonstrating that profit sharing, as a reflection of fairness, transparency, and economic benefit in Islamic economics, plays a more important role in shaping member satisfaction than religiosity or service quality.
Co-Authors Agus Mahardiyanto Agus Priyono Akhmad Munir Moehammad Fathorrazi Moh Shaleh Mohammad Saleh Suparman Zainuri Zainuri