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All Journal JEKKP (JURNAL EKONOMI, KEUANGAN DAN KEBIJAKAN PUBLIK)
Muhammad Adam
North Sumatra State Islamic University
Economics, Econometrics & Finance Social Sciences

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Peran Generasi Milenial Terhadap Pemahaman dan Perkembangan Fintech syariah Muhammad Adam; Marliyah Marliyah
JEKKP (Jurnal Ekonomi, Keuangan dan Kebijakan Publik) Vol 4, No 2 (2022): 30 Desember 2022
Publisher : Universitas Islam Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (90.558 KB) | DOI: 10.30743/jekkp.v4i2.6425

Abstract

The rapid development of technology has made all sectors influential, namely the education sector, industry, as well as the economic, financial and banking sectors. One of the links between the millennial generation and the development of fintech is because the millennial generation is a technology literate generation that is able to accept financial technology innovations. Financial technology (fintech) or what we usually know as online loans (financial loans) are no longer foreign to the public. Apart from operating in the conventional sector, there is also sharia fintech. Safe and lawful money loans because they operate based on Islamic law. This study aims to determine the role of the millennial generation in understanding and developing sharia fintech in increasing economic growth. This research method uses inductive, then analyzed and then presented in writing in the form of reports in the form of data found from interviews and documentation.
Pemahaman UMKM terhadap Sumber Modal di Lembaga Keuangan Mikro Syariah Muhammad Adam; Zuhrinal M Nawawi
JEKKP (Jurnal Ekonomi, Keuangan dan Kebijakan Publik) Vol 4, No 2 (2022): 30 Desember 2022
Publisher : Universitas Islam Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (450.499 KB) | DOI: 10.30743/jekkp.v4i2.6424

Abstract

Islamic Microfinance Institutions (LKMS) mean bodies engaged in the financial sector based on Islamic teachings originating from the Qur'an and As Sunnah. Most of the financing for Islamic Microfinance Institutions is intended for the business sector, and has the ability to reach micro-enterprises. This study aims to analyze the awareness and perceptions of Micro and Small Enterprises (MSMEs) in Medan City regarding Capital Sources in Islamic Microfinance institutions. The method used in this study is descriptive quantitative using the Classical Assumption Test formula, namely Normity Test, Multicollinearity, heteroscedasticity . The results of this study indicate that in general the understanding of MSMEs in Medan City regarding sources of capital in Islamic Microfinance Institutions is still low. However, the perception is quite good that among MSME actors they still use Islamic financial institutions in business capital with research questionnaires that are distributed to several communities by answering questions from the questionnaire.
Model Implementasi Peran Wakaf Terhadap Sektor Pertanian Dalam Membangun Negara Muhammad Adam; Rodhiatul Aslamah Meuraxa; Isnaini Harahap
JEKKP (Jurnal Ekonomi, Keuangan dan Kebijakan Publik) Vol 4, No 2 (2022): 30 Desember 2022
Publisher : Universitas Islam Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (568.231 KB) | DOI: 10.30743/jekkp.v4i2.6423

Abstract

Agriculture is a sector that has an important role in the economy in Indonesia. Not only able to contribute to the income of the Indonesian economy, agriculture is also a sector that supports people's food security. However, what often happens and is experienced by Indonesian farmers is the lack of agricultural equipment in Indonesia and the high price of renting equipment in Indonesia. One solution that can be used as a solution to this problem is through waqf. This study uses qualitative research methods, data collection techniques using secondary data and using literature studies. The results of this study indicate that waqf has an important role in the agricultural sector in developing the country. this is evidenced by the role of waqf, both cash waqf and productive waqf as financing in the agricultural sector.
Co-Authors Isnaini Harahap Marliyah Rodhiatul Aslamah Meuraxa Zuhrinal M. Nawawi