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DAMPAK MARAKNYA BANK KELILING ( BANK EMOK ) DI KALANGAN MASYARAKAT BUNGURSARI KOTA TASIKMALAYA Hasna Gustiani Wahidah; Matnur Ritonga
Jurnal Cakrawala Ilmiah Vol. 2 No. 5: Januari 2023
Publisher : Bajang Institute

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Abstract

Emok Bank is a term for a microfinance business that lends money to the public using a group lender system that is done every week. The existence of emok bank in Bungursari, Bungursari Village, Bungursari District, Tasikmalaya City is used by the community as one of the supports for economic activity. Emok Bank provides an easy loan process that is carried out. This is what makes the emok bank still have an existence in the midst of the many financial sectors, both formal and informal, that are offered in Bungursari Village. The aim of the research was to find out the mechanism of emok bank loans in Bungursari Village, Bungursari Village, Bungursari District, Tasikmalaya City and what kind of social impact was felt by the Bungursari community. As well as to find out the actions of the local government in an effort to eradicate Bank Emok. The results of the study explained that the people of Bungursari Village, Bungursari Village, Bungursari District, Tasikmalaya City carried out a loan mechanism at the emok bank through several stages. The community also has dependence on emok banks due to economic factors and administrative aspects as well as changes in social and economic conditions that reduce living standards. Bank emok has been considered as the easiest initial alternative in lending. The selection was also based on how many people practice loans at emok banks. This is what ultimately causes loans to emok banks to be considered normal. The emok bank in Bungursari Village seems to have become an alternative to support the community's economic needs. The local government has also taken preventive measures to eradicate the emok bank by holding joint deliberations and forming community programs such as cooperatives.
GEJALA PERGAULAN PEMUDA DITINJAU SESUAI NILAI DAN MORAL YANG BERLAKU DI MASYARAKAT BUKIT PANYANDAAN, DESA MANDALA MEKAR, KABUPATEN BANDUNG, JAWA BARAT Moechamad Rafi Idzwan Maulana Al-Farisi; Matnur Ritonga
Jurnal Cakrawala Ilmiah Vol. 2 No. 5: Januari 2023
Publisher : Bajang Institute

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Abstract

Adolescence is a period when an individual experiences a transition from one stage to the next or commonly referred to as development. But these development are always monitored by their parents so that they develop in a positive direction or without extra parental guidance or monitoring so that they develop in a negative direction and experience changes in their emotions, interests, bodies, bahavior patterns, and are also full of problems. Critical thingking culture is the power of human mind or common sense to judge whether or not a source of news or information is valid, distinguish what is relevant and what is not, distinguish what is fact and what is not, or the power of reason to analyze existing facts. Motivation is an energy change in a person’s personality which is characterized by the emergence of affective (feelings) and reactions to achieve a goal. The purpose of this study was to determine how the influence of promiscuity on critical culture and motivation for community education in Mandala Mekar Village, Cimeunyan District, Bandung Regency. In order to know the extent of the influence of the promiscuity. Develop in a positive direction or the opposite direction is negative.
DAMPAK DARI PEMIKIRAN PEMUDI TENTANG MASA DEPAN DI DESA MEKAR MULYA, KECAMATAN PENARIK, KABUPATEN MUKOMUKO, PROVINSI BENGKULU Nisa Fadillah Rahmah; Matnur Ritonga
Jurnal Cakrawala Ilmiah Vol. 2 No. 5: Januari 2023
Publisher : Bajang Institute

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Abstract

This study describes the impact of high school dropout adolescents Madrasah Aliyah and its implications for personality formation efforts with the main problem of impact of dropping out of school adolescents on personality formation, discusses aspects of coaching for high school dropouts / madrasah aliyah in Kampiri village, Pamana district and implications for efforts to shape the personality of adolescents with high school dropouts / madrash aliyah in the village of Mekar mulya, Penarik sub-district, Wajo district. This problem is deeply rooted and difficult to solve and there is chaos in the community. Therefore, the authors want to know and research further about the impact of adolescents dropping out of high school levels of high school / madrasah aliyah and how aspects of development and implications and efforts in shaping adolescent personality. Answering these problems, the author uses research methods including descriptive qualitative research types, namely by describing, analyzing, the research approach used by researchers, namely the educational educational approach, psychological approach, and sociological approach with data collection methods by means of observation, interviews or interviews, study. documentation and library reseach. The data analysis method used is data reduction, data display (data presentation), conclusion drawing (data verification) combined with inductive and comparative analysis. The results of the research on the impact of teenagers dropping out of school at the high school / madrasah aliyah level on the formation of adolescent personality, namely unemployment, juvenile delinquency and poverty and aspects of coaching teenagers who drop out of school, namely Package C, parent motivation, operational assistance, socialization, operational funding assistance and skills development. Implications for efforts to shape the personality of teenagers who drop out of school at high school / madrasah aliyah levels in kampiri village, pammana sub-district, wajo district with the package C program and operational funds can increase the standard of living independently, and increase knowledge and reduce low economic burdens apart from Package C people's motivation parents and socialization foster enthusiasm for adolescents and better understand the nature of education accompanied by skill development so that unique and valuable works are created.